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Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Act 2022

(Act 5 of 2021)
Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021 (Bill 91 of 2021)

Bill entitled an Act to provide for the extension of authorisation requirements to persons carrying on hire-purchase or consumer-hire business or providing credit indirectly and persons carrying on business relating to hire-purchase or consumer-hire agreements or the indirect provision of credit; to provide for the collection and publication of information on credit agreements, hire-purchase agreements and consumer-hire agreements; for those and other purposes to amend the Central Bank Act 1997; to provide for a limit on the interest rate that consumers may be charged under credit agreements and hire-purchase agreements; to provide for a requirement to include the annual percentage rate in a hire-purchase agreement; for those and other purposes to amend the Consumer Credit Act 1995 and to provide for related matters.

Last updated: 11 Apr 2022

Sponsored by: Minister for Finance

Source: Government

Originating House: Dáil Éireann

History of this Act

The Bill has been signed into law by the President.

11 Apr 2022

Dáil Éireann
Seanad Éireann
  • Dáil First Stage

    23 Jun 2021

    Dáil First Stage

    The Bill is initiated or presented to the House

    23 Jun 2021

    Completed

  • Dáil Second Stage

    8 Jul 2021

    Dáil Second Stage

    The general principles of the Bill are debated

    8 Jul 2021

    Completed

  • Dáil Third Stage

    30 Sep 2021

    Dáil Third Stage

    The Bill is examined section by section and amendments may be made

    (Also known as Committee Stage)

    30 Sep 2021

    Completed

  • Dáil Fourth Stage

    23 Feb 2022

    Dáil Fourth Stage

    Amendments arising out of Committee Stage are considered

    (Also known as Report Stage)

    23 Feb 2022

    Completed

  • Dáil Fifth Stage

    9 Mar 2022

    Dáil Fifth Stage

    Final statements on the Bill are made and it is set down for Second Stage in the Seanad

    (Also known as Final Stage)

    9 Mar 2022

    Completed

  • Seanad First Stage

    n/a

    Seanad First Stage

    The Bill is deemed to have passed Seanad First Stage

    n/a

    Completed

  • Seanad Second Stage

    9 Mar 2022

    Seanad Second Stage

    The general principles of the Bill are debated

    9 Mar 2022

    Completed

  • Seanad Third Stage

    24 Mar 2022

    Seanad Third Stage

    The Bill is examined section by section and amendments may be made
    (Also known as Committee Stage)

    24 Mar 2022

    Completed

  • Seanad Fourth Stage

    31 Mar 2022

    Seanad Fourth Stage

    Amendments arising out of Committee Stage are considered
    (Also known as Report Stage)

    31 Mar 2022

    Completed

  • Seanad Fifth Stage

    31 Mar 2022

    Seanad Fifth Stage

    Final statements on the Bill are made
    (Also known as Final Stage)

    31 Mar 2022

    Completed

  • Enacted

    11 Apr 2022

    Enacted

    The Bill is signed into law by the President

    11 Apr 2022

    Completed

 

11 Apr 2022

Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Act 2022

23 Feb 2022

As amended in Committee/Select Committee (Dáil Eireann)

Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021

23 Jun 2021

As initiated

Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021

Amendments

22 Feb 2022

Committee Stage

Numbered List [Dáil]

Debates

31 Mar 2022

Seanad Éireann

Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee and Remaining Stages

24 Mar 2022

Seanad Éireann

Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Second Stage

9 Mar 2022

Dáil Éireann

Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Report and Final Stages

23 Feb 2022

Select Committee On Finance, Public Expenditure And Reform, And Taoiseach

Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage

30 Sep 2021

Dáil Éireann

Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Referral to Select Committee

30 Sep 2021

Dáil Éireann

Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Second Stage (Resumed)

15 Jul 2021

Dáil Éireann

Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Second Stage (Resumed)

8 Jul 2021

Dáil Éireann

Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Second Stage

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