Bill entitled an Act to provide for the extension of authorisation requirements to persons carrying on hire-purchase or consumer-hire business or providing credit indirectly and persons carrying on business relating to hire-purchase or consumer-hire agreements or the indirect provision of credit; to provide for the collection and publication of information on credit agreements, hire-purchase agreements and consumer-hire agreements; for those and other purposes to amend the Central Bank Act 1997; to provide for a limit on the interest rate that consumers may be charged under credit agreements and hire-purchase agreements; to provide for a requirement to include the annual percentage rate in a hire-purchase agreement; for those and other purposes to amend the Consumer Credit Act 1995 and to provide for related matters.

Last updated: 15 Jul 2021

Sponsored by: Minister for Finance

Source: Government

Originating House: Dáil Éireann

History of this Bill

The bill is currently before Dáil Éireann, Second Stage

8 Jul 2021

Dáil Éireann
Seanad Éireann
  • Dáil First Stage

    23 Jun 2021

    Dáil First Stage

    The Bill is initiated or presented to the House

    23 Jun 2021

    Completed

  • Dáil Second Stage

    8 Jul 2021

    Dáil Second Stage

    The general principles of the Bill are debated

    8 Jul 2021

    Current Stage

  • Dáil Third Stage

    n/a

    Dáil Third Stage

    The Bill is examined section by section and amendments may be made

    (Also known as Committee Stage)

    n/a

    Future Stage

  • Dáil Fourth Stage

    n/a

    Dáil Fourth Stage

    Amendments arising out of Committee Stage are considered

    (Also known as Report Stage)

    n/a

    Future Stage

  • Dáil Fifth Stage

    n/a

    Dáil Fifth Stage

    Final statements on the Bill are made and it is set down for Second Stage in the Seanad

    (Also known as Final Stage)

    n/a

    Future Stage

  • Seanad First Stage

    n/a

    Seanad First Stage

    The Bill is deemed to have passed Seanad First Stage

    n/a

    Future Stage

  • Seanad Second Stage

    n/a

    Seanad Second Stage

    The general principles of the Bill are debated

    n/a

    Future Stage

  • Seanad Third Stage

    n/a

    Seanad Third Stage

    The Bill is examined section by section and amendments may be made
    (Also known as Committee Stage)

    n/a

    Future Stage

  • Seanad Fourth Stage

    n/a

    Seanad Fourth Stage

    Amendments arising out of Committee Stage are considered
    (Also known as Report Stage)

    n/a

    Future Stage

  • Seanad Fifth Stage

    n/a

    Seanad Fifth Stage

    Final statements on the Bill are made
    (Also known as Final Stage)

    n/a

    Future Stage

  • Enacted

    n/a

    Enacted

    The Bill is signed into law by the President

    n/a

    Future Stage

 

23 Jun 2021

As Initiated

Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021

Debates

15 Jul 2021

Dáil Éireann

Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Second Stage (Resumed)

8 Jul 2021

Dáil Éireann

Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Second Stage