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Dáil Éireann debate -
Wednesday, 8 Feb 1939

Vol. 74 No. 1

Ceisteanna—Questions. Oral Answers. - Fire Insurance

asked the Minister for Industry and Commerce if he is aware that the practice prevails on a large scale of ground landlords insisting on the occupiers of houses insuring their property against fire with specified companies, and that in all such cases the insurance company specified is usually a foreign concern; whether he is aware that if the insurance is not effected with the specified foreign company the tenant is deemed under his lease to have failed to carry out his covenant; and whether he is prepared to introduce proposals for legislation to declare such covenants null and void.

I am not prepared to promote legislation on the lines indicated in the Deputy's question.

Arising out of the Minister's reply, is he aware that such conditions exist?

It is open, of course, to the lessor to specify an Irish company if he wishes, and to the lessee to refuse to enter into an agreement if he objects to the terms. So far as we are concerned, the conditions under which that type of insurance can be carried on here were laid down in the Act of 1936, and permit a foreign company to operate here.

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