Michael Creed
Question:132 Mr. Creed asked the Minister for Industry and Commerce when his Department will be in a position to appoint an insurance company to provide insurance for a person (details supplied) in County Cork.
Written Answers. - Motor Insurance.
I would like to inform the Deputy that under the declined cases agreement difficulties in obtaining motor insurance are dealt with by the declined cases committee which are comprised of representatives of the authorised motor insurance companies. This committee, and not my Department, examine cases where refusals have been obtained from five or more insurance companies and nominate one of the companies to quote for the risk involved.
The refusals and details of previous insurance should be sent directly to the Irish Insurance Federation, Russell House, Russell Court, St. Stephen's Green, Dublin 2 as it is the declined cases committee themselves who nominate a company to quote and not my Department. I would add that the insurance industry has undertaken to ensure that insurance brokers are fully aware of the way in which the declined cases agreement operates so that any delays in obtaining quotations for motor insurance are minimised.
I understand that the particular case to which the Deputy refers is under consideration by the declined cases committee who will contact the individual through his broker.