Under the provisions of the supplementary welfare allowance scheme, health boards may pay a weekly supplement towards mortgage interest payments to people in receipt of social welfare or health board payments. The supplement is payable in respect of the interest content of the mortgage only. The legislation governing the payment of mortgage interest supplement is outlined in section 10 of S.I. No. 382 of 1995.
In awarding a mortgage interest supplement the health board will have regard for the position of the applicant to meet the repayments at the time that the loan was agreed, and that the mortgage interest was reasonable. It would also take into consideration the extent of the arrears at the time of the application.
For the Deputy's information the following is a copy of section 10 of S.I. 382 of 1995.
10.(1) Subject to these Regulations, a person shall be entitled to a supplement towards the amount of mortgage interest payable by him in respect of his residence:
Provided that—
(a) the loan agreement was entered into at a time when, in the opinion of the health board, the claimant was in a position to meet the repayments thereunder, and
(b) the residence in respect of which the loan is payable is not offered for sale.