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Dáil Éireann debate -
Tuesday, 24 Mar 1998

Vol. 488 No. 7

Written Answers. - House Insurance.

Pat Carey

Question:

289 Mr. P. Carey asked the Minister for the Environment and Local Government if his attention has been drawn to the practice of some local authorities in the Dublin area which insist that tenant purchasers buy into an insurance policy to cover damage to the structure of their house, in view of the fact that they have their own insurance which provides more comprehensive cover than the policy of the local authority; and if he will make a statement on the matter. [7143/98]

The detailed terms and conditions governing the sale of local authority dwellings to tenants is a matter for the authority concerned subject to the provisions of regulations made by the Minister in relation to the sale of dwellings. In accordance with the Housing (Sale of Houses) Regulations, 1995, the transfer order affecting the sale of a dwelling may contain such conditions as the authority consider appropriate.

It is understood that it is the practice of Dublin Corporation to arrange compulsory structural fire insurance for tenant purchasers availing of a local authority house purchase loan and that this arrangement has been continued by South Dublin, Fingal and Dún Laoghaire Rathdown County Councils in respect of houses which were formerly in the ownership of the corporation. In the case of other tenant purchased houses, the three councils require tenant purchasers to arrange their own structural insurance. If a tenant purchaser should wish to make alternative arrangements for the insurance of a house, he or she should take the matter up with the local authority concerned.

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