The declined cases agreement was established in 1981, between the then Minister for Industry, Commerce and Tourism and the authorised motor insurance companies. A committee composed of representatives of all insurers who are party to the agreement, and chaired by the Irish Insurance Federation – IIF, was established to administer the agreement.
The procedure is that before a case may be considered under the agreement, it is necessary to forward five written refusals from motor insurers directly to the Irish Insurance Federation indicating the order in which the companies were approached together with details, where applicable, of previous insurance held.
I am aware that in some instances, motorists have experienced difficulty in receiving letters of refusal. However, I have been assured by the IIF that, since written refusals are required in order for a case to be considered, it is incumbent on insurance companies to provide those refusals on request.