This Bill is introduced to amend and extend the Gaeltacht Housing Act of 1929, which was the principal Act dealing with Gaeltacht housing. The 1929 Act, which was the first and principal Act, made provision for the sum of £250,000; subsequently, under the amending Act of 1931, an additional £100,000 was provided, making a total provision of grants and loans for housing in the Gaeltacht of £350,000. The present Act proposes to increase this amount by an additional sum not exceeding £300,000, thus increasing the amount under the principal Act by a sum not exceeding £650,000.
The main change in the original Act is in sub-section (1), Section 3, which increases the former maximum grant of £80 in the case of occupiers of holdings of a poor law valuation of £10 and under as follows:—(a) In the case of an occupier of a holding of the valuation of £5 or less, the maximum grant is increased to £90; (b) in the case of an occupier of a holding of a valuation of more than £5, but not exceeding £10, the maximum grant is increased to £85; (c) in the case of an occupier of a holding of a valuation exceeding £10, the maximum grant remains at the former figure of £80. In determining the amount of the valuation of the holding regard will be had to all the holdings in the possession of the applicant if he should own other holdings than that on which the existing dwelling stands.
Sub-section (2) limits the amount of grant and loan that may be made under the principal Act to a sum not exceeding £160. By this sub-section, in cases where an increase in grant is given, the loan (the maximum amount of which was formerly £80) shall be correspondingly reduced so that the total amount of grant and loan shall not exceed £160. Experience of the principal Act has shown that there are substantial numbers of poorer Irish-speaking homesteads in the Gaeltacht unable to avail of the Act through inability to provide the money required for the erection of a house over and above the amount of the grant, or to assume liability for a loan of the amount necessary. The increase of the grant in the case of poor persons is designed to meet this difficulty. At the same time the reduction, as from the 1st October next, in the rate of interest payable on loans from 5½ per cent. to 4¾ per cent. will operate to make the burden of a loan in all cases less onerous.
Section 4 restricts the operation of the Act to Irish-speaking households, that is, homesteads where the Irish language is in habitual use. It is felt that as the primary purpose of the Bill is for the benefit of the Irish-speaking districts, the operation of the Act should be confined to Irish-speaking households. The Local Government housing provisions are considered inadequate to cover all non-Irish-speaking households, that is, those in which English is in habitual use.
I think that covers the main purpose of the Bill as the Bill has operated since 1929, and I think the changes are those that I mentioned, namely, an increase in the grant in certain valuations not confined to the activities in the wholly or purely Irish-speaking households. Most Senators know what the experience of the operation of the Gaeltacht Housing Acts has been up to the present and I feel this requires very little explanation. It is an extension of the activities hitherto prevailing and an increase in the amount of the grant by £300,000 as the previous amounts already voted have been practically exhausted.