The House has received the following message from the Dáil:
(1) Dáil Éireann has agreed to amendments 1 to 28 inclusive, 30 to 76 inclusive, 78 to 126 inclusive, 128 to 140 inclusive and 142 to 146 inclusive made by Seanad Éireann to the Consumer Credit Bill, 1994.
(2) Dáil Éireann has not agreed to amendment 77 and desires that Seanad Éireann should not insist thereon.
(3) Dáil Éireann has agreed to amendment 29 with the following amendments thereto:
In paragraph (i), ", 146 (2) or 147 "deleted and "or 146 (2)" substituted.
In paragraph (j), "or 148 "deleted and ", 148 or 147" substituted.;
it has agreed to amendment 127 with the following amendment thereto:
The following subsection inserted at the end of the amendment:
"(2) The holder of a credit intermediaries authorisation to whom subsection (1) applies shall comply with the requirements of that subsection.";
and it has agreed to amendment 141 with the following amendment thereto:
In the seventh last line of the amendment, "REVOKE" deleted and "WITHDRAW" substituted.,
to which the agreement of Seanad Éireann is desired in each case.
(4) Dáil Éireann has made the following amendments consequential upon the acceptance of amendment 5:
In page 56, subsection (1), line 18, "consumer" deleted and "borrower" substituted.
In page 56, subsection (2) (a), line 25, "consumer" deleted and "borrower" substituted.
In page 57, subsection (3), line 36, "consumer" deleted and "borrower" substituted.
In page 57, subsection (3), line 37, "consumer" deleted and "borrower" substituted.
In page 58, subsection (1) (d), line 26, "consumer's" deleted and "borrower's" substituted.;
it has made the following amendment consequential upon the acceptance of amendment 21:
In page 12, subsection (1), line 27, "section 152" deleted and "Part XV" substituted.;
it has made the following amendment consequential upon the acceptance of amendments 49 and 49a:
In page 50, lines 39 to 48 and in page 51, lines 1 to 12, section 93 deleted.;
it has made the following amendment consequential upon the acceptance of amendment 87:
In page 40, line 43, after "section 61", "or the Fifth Schedule" inserted.;
and it has made the following amendment consequential upon the acceptance of amendment 124:
In page 11, subsection (1), between lines 25 and 26, the following definition inserted:
"‘credit intermediaries authorisation' means an authorisation granted under section 147;".,
to which the agreement of Seanad Éireann is desired in each case also.
Members can see the text of the message from the Dáil outlining its decision on the amendments made by the Seanad to the Consumer Credit Bill, 1994. On 30 June the Seanad returned the Consumer Credit Bill, 1994, to the Dáil with 152 amendments to which the agreement of the Dáil was sought. The Dáil considered those amendments and accepted the majority of them without change, but made additional changes in some instances which I shall now outline briefly.
In one instance, amendment No. 77, it found that the amendment was superfluous and, therefore, it did not agree to it. The Seanad must now decide whether it wishes to insist on that amendment. In three instances, amendments Nos. 29, 127 and 141, the Dáil accepted the amendments but made further amendments to them. The Seanad must now decide if it agrees to the additional amendments made by the Dáil. In five other instances, amendments Nos. 5, 21, 49, 87 and 124, the Dáil accepted the amendments made by the Seanad but found that further amendments were necessary, consequential on the acceptance of those amendments.
In each instance to which I referred I will be calling on the Leader to move a motion suggesting the action to be taken by the Seanad. I will then call the Minister to explain the decision taken by the Dáil. I remind Members that each Senator may only speak once on each motion.