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Private Health Insurance.

Dáil Éireann Debate, Thursday - 20 May 2004

Thursday, 20 May 2004

Questions (167)

David Stanton

Question:

167 Mr. Stanton asked the Minister for Health and Children if regulations have been made to enable persons aged 65 or over who decide to avail of private health insurance cover for the first time or wish to renew cover after a material break in previous cover to do so; if not, when such regulations will be made; and if he will make a statement on the matter. [14919/04]

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Written answers

The Health Insurance (Amendment) Act 2001 contains provision for the introduction of a system of lifetime community rating which will involve allowing health insurers to apply late entry premium loadings to persons who delay taking out insurance cover until, or after the age of 35 years. Under this system, access to cover will be open to persons aged 65 or over.

While the primary legislation is in place, the detailed implementation of lifetime community rating will be by way of regulations. My Department has recently initiated work on the preparation of these regulations and they will be introduced as soon as is practicable.

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