This is an operational matter for NAMA. However, I am advised by NAMA that, where necessary for the preservation and enhancement of the value of property securing its loans, it permits the retention of appropriate overheads by debtors. NAMA advises that it has typically required debtors to reduce their business overheads by between 50% and 75% on the levels prevailing prior to its acquisition of loans. The alternative to retaining debtors in this capacity is to appoint insolvency practitioners and I understand that this is a more expensive option which NAMA seeks to avoid, where possible, given its mandate to protect the interests of taxpayers.