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Wednesday, 18 Sep 2013

Written Answers Nos. 620-638

State Pension (Contributory) Eligibility

Questions (620)

Michael McCarthy

Question:

620. Deputy Michael McCarthy asked the Minister for Social Protection the conditions or criteria required for a person to qualify for credited contributions while in receipt of carer's allowance or carer's benefit; the Government's actions to date to protect long-term and older carers in respect of their pension entitlements to ensure that carers are not disadvantaged due to extended periods of caring; and if she will make a statement on the matter. [37618/13]

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Written answers

There are a number of supports in place for long term and older carers in relation to State Pension.

Persons in receipt of carer’s benefit/allowance from my Department may be entitled to credited contributions. Such contributions are intended to protect the entitlements of people when they are ill, unemployed and for pensions. Carers who qualify for these credits are awarded credited contributions on the same basis as if they were out of the workforce due to illness or unemployment.

Those who are not entitled to credited contributions, can if eligible, avail of the homemaker’s scheme. The scheme was introduced in 1994, and allows up to 20 years spent caring to be disregarded when a person’s social insurance record is being averaged for pension purposes. It impacts on women in particular as it assists them to qualify for a State Pension (contributory) by recognising periods spent caring for children or incapacitated persons.

In addition, further supports continue to be made available to older carers in the form of the household benefits package and the free travel pass.

Carer's Allowance Eligibility

Questions (621)

Michael McCarthy

Question:

621. Deputy Michael McCarthy asked the Minister for Social Protection her plans to review the habitual residency condition for the carer's allowance in view of the fact that it acts as a barrier to persons returning here to care for a loved one. [37619/13]

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Written answers

All applicants for carers’ allowance, regardless of nationality, are required to be habitually resident in the State in order to qualify for the allowance. The requirement to establish that a person is habitually resident for the purpose of claiming certain categories of Social Welfare Allowances is governed by requirements in EC Regulation 883/2004 and its implementing Regulation 987/2009.

The Habitual Residence Condition (HRC) helps protect Ireland's social welfare system, while at the same time ensuring that those who have an entitlement have access to supports when they are needed.

There are no plans to review the position in relation to the application of the HRC to carer’s allowance at this time.

Claims Processing

Questions (622)

Michael McCarthy

Question:

622. Deputy Michael McCarthy asked the Minister for Social Protection the action her Department has taken to reduce and streamline processing times for social protection payments with a view to minimising hardship on those awaiting the outcome of applications; and if she will make a statement on the matter. [37620/13]

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Written answers

I wish to assure the Deputy that prompt processing of claims remains a priority for me. Each scheme area is continuously monitored and reviewed to ensure customers are responded to as quickly as possible. In recent years, backlogs have not been a feature of many scheme areas such as pensions, maternity benefit, illness benefit, domiciliary care allowance, and child benefit. I am proud to inform the Deputy that the Department has had major success in clearing the backlogs which have been a feature of some other scheme areas. For instance, new claim backlogs have been eliminated in family income supplement, invalidity pension, carer's allowance and redundancy. Disability allowance backlogs are in the process of being eliminated. In addition, backlogs in local office-managed schemes continue to reduce, particularly in the one parent family scheme.

Processing times vary across schemes, depending on the differing qualification criteria. Schemes that require a high level of documentary evidence from the applicant, particularly in the case of illness-related schemes, can take longer to process. Similarly, means-tested payments can require more detailed investigation and interaction with the applicant, thereby lengthening the decision making process. Delays can also arise if information is required from social security organisations in other jurisdictions and where additional information has been requested from the applicant but remains outstanding.

The Department is committed to ensuring that claims are processed as expeditiously as possible. All claims are registered promptly, in some schemes this is done through the scanning of claim documents onto the system while in other schemes this involves an officer inputting data. The time taken to perform means tests and/or medical examinations where these are required is not measured separately, while a determination on habitual residence, where required, is an integral part of the decision making process.

As part of the Department’s programme of service delivery modernisation, a range of initiatives aimed at streamlining the processing of claims, supported by modern technology, have been implemented in recent years. Operational processes, procedures and the organisation of work are continually reviewed to ensure that processing capability is maximised.

In addition, the staffing needs of the Department are regularly reviewed, having regard to workloads and the competing demands arising, to ensure that the best use is made of all available resources.

Work on clearing backlogs in some scheme areas, such as carers allowance and invalidity pension has temporarily distorted the time taken to clear claims due to the high level of reviews and appeals following backlog clearances, but the progress made will be reflected in processing times in the coming months. As mentioned, new claim backlogs have been eliminated in carer's allowance, invalidity pension and family income supplement. All backlogged disability allowance applications have been decided, where possible, with the remainder awaiting additional information necessary in order to decide the claim.

The new Intreo service is currently being rolled-out and implemented on a phased basis. This new service integrates employment and income supports and provides for a streamlined and personalised service to clients in accessing job opportunities and availing of supports to enable them to get back to work at the earliest possible opportunity. The Intreo Centres also include a single integrated decision-making team that integrate and streamline the processes formerly undertaken by the different agencies now amalgamated into the Department. The benefits of the integrated decisions process are already visible in terms of shorter decision times and in the reduced recourse to supplementary payments in offices where integrated decisions are in operation.

If an applicant for any of the Department’s schemes is experiencing financial hardship, they may be eligible for a short-term supplementary welfare allowance payment, administered by the community welfare service of the Department. This is a means tested weekly payment, subject to certain terms and conditions, which provide an immediate basic income support to eligible people whose means are insufficient to meet their needs and those of their dependants.

National Carers Strategy Status

Questions (623)

Michael McCarthy

Question:

623. Deputy Michael McCarthy asked the Minister for Social Protection the measures in place to assist family carers to avail of education and employment opportunities during their caring years to help and support them to re-enter the workforce when their caring role ends. [37621/13]

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Written answers

The contribution that people provide in caring for members of their own family is critical for society and it was for that reason that the Government last year adopted the National Carers’ Strategy – with a view to giving greater public recognition to carers and their work.

In recognition of supporting carers to maintain a link to the workforce, carers can work or engage in training for up to 15 hours a week outside the home. There are also generous income disregards for those on carer’s allowance, €332.50 per week for a single person and €665.00 per week for a couple.

When the carer’s caring responsibilities come to an end, staff members in the department’s local offices are available to discuss options such as further education and training opportunities. When the person registers for Jobseeker’s Allowance at an Intreo office, on-going supports are provided by the Intreo case officer.

Free Travel Scheme Applications

Questions (624)

Bernard Durkan

Question:

624. Deputy Bernard J. Durkan asked the Minister for Social Protection if a bus pass will be granted in the case of a person (details supplied) in County Kildare; and if she will make a statement on the matter. [37643/13]

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Written answers

The person concerned does not qualify for a free travel pass as she is under the age of 66 and is not on a qualifying payment. The person concerned was in receipt of a qualifying payment up until May 2013 when their invalidity payment ceased as the person moved into paid employment.

One-Parent Family Payment Eligibility

Questions (625)

Bernard Durkan

Question:

625. Deputy Bernard J. Durkan asked the Minister for Social Protection the reason one parent family allowance has ceased in respect of a person (details supplied) in County Kildare; if payment will be reinstated; and if she will make a statement on the matter. [37648/13]

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Written answers

A change was introduced to the One Parent Family scheme with effect from 3 July 2013 resulting in a reduction in the qualifying age of the youngest child. For persons who had been receiving the payment prior to 27th April 2011, the qualifying age of the youngest child was reduced from 18 to 17 years.

The person concerned was awarded One Parent Family payment with effect from 7th January, 2010. Her payment ceased on 21st August, 2013 as her youngest child is over 17 years of age. The person concerned is currently participating on a Community Employment Scheme. She received an increase in her CE payment of €29.80 in respect of her dependent child since 22nd August, 2013.

Defined Benefit Pension Schemes

Questions (626)

Finian McGrath

Question:

626. Deputy Finian McGrath asked the Minister for Social Protection if she will support a matter regarding a pension in respect of a person (details supplied) [37655/13]

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Written answers

The Deputy will appreciate that I cannot comment on issues relating to a particular pension scheme. The Pensions Board supervises the regulation of individual schemes in accordance with the Pensions Act. However, the Pensions Act does not regulate how company accounts should reflect pension arrangements for its employees.

In general terms, I can advise that funded defined benefit pension schemes are required to satisfy the Funding Standard as set out in the Pensions Act 1990, as amended. This is a wind up standard which means that a funded defined benefit pension scheme is required to maintain sufficient assets to meet the liabilities of the scheme in the event of the wind up of the scheme. Where a scheme fails to satisfy the Funding Standard, the scheme is required to submit a funding proposal to the Pensions Board setting out how it is proposed to restore scheme funding. I understand that the Pensions Board has recently agreed a funding proposal for the pension scheme in question.

I amended the Pensions Act in 2012 to require funded defined benefit pension scheme to hold additional funding in the form of a risk reserve in order to provide some protection for scheme members against future volatility in financial markets. This requirement will apply in a gradual way from 2016. I also amended the Pensions Act this year to provide the Pensions Board with the power to wind up a pension scheme. This power can only be exercised where a scheme is underfunded and the trustees and the employer are not in a position to adopt a funding proposal or where the trustees of a scheme fail to comply with a direction from the Pensions Board to restructure scheme benefits.

My objectives with regard to regulation are to ensure that measures are in place to protect the pension rights of scheme beneficiaries.

Defined Benefit Pension Schemes

Questions (627, 683)

Seán Ó Fearghaíl

Question:

627. Deputy Seán Ó Fearghaíl asked the Minister for Social Protection her views on issues raised in correspondence (details supplied) regarding the ESB occupational pension scheme; and if she will make a statement on the matter. [37673/13]

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Jack Wall

Question:

683. Deputy Jack Wall asked the Minister for Social Protection her views on correspondence (details supplied) regarding an occupational pension scheme; her plans to address the issues outlined; if she has met or plans to meet with the trustees of the scheme; and if she will make a statement on the matter. [38370/13]

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Written answers

I propose to take Questions Nos. 627 and 683 together.

The Deputy will appreciate that I cannot comment on issues relating to a particular pension scheme. The Pensions Board supervises the regulation of individual schemes in accordance with the Pensions Act.

In general terms, I can advise that funded defined benefit pension schemes are required to satisfy the Funding Standard as set out in the Pensions Act 1990, as amended. This is a wind up standard which means that a funded defined benefit pension scheme is required to maintain sufficient assets to meet the liabilities of the scheme in the event of the wind up of the scheme. Where a scheme fails to satisfy the Funding Standard, the scheme is required to submit a funding proposal to the Pensions Board setting out how it is proposed to restore scheme funding.

I amended the Pensions Act in 2012 to require defined benefit pension schemes to hold additional funding in the form of a risk reserve in order to provide stronger protection for scheme members against future volatility in financial markets. This requirement will apply in a gradual way from 2016. I also amended the Pensions Act this year to provide the Pensions Board with the power to wind up a pension scheme. This power can only be exercised where a scheme is underfunded and the trustees and the employer are not in a position to adopt a funding proposal or where the trustees of a scheme fail to comply with a direction from the Pensions Board to restructure scheme benefits.

My objectives with regard to regulation are to ensure that measures are in place to protect the pension rights of scheme beneficiaries.

Long-Term Illness Scheme Eligibility

Questions (628)

Anthony Lawlor

Question:

628. Deputy Anthony Lawlor asked the Minister for Social Protection if she will extend the list of eligible conditions for the long term illness scheme; if the chronic condition of Hirschsprung's disease will be included on the scheme; and if she will make a statement on the matter. [37678/13]

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Written answers

Eligibility for the various illness schemes is determined on a case by case basis with regard to the severity of the condition involved and its expected duration. There is no list of eligible conditions for long term illness.

Disability Allowance Appeals

Questions (629)

Finian McGrath

Question:

629. Deputy Finian McGrath asked the Minister for Social Protection the position regarding a disability allowance appeal in respect of a person (details supplied) in Dublin 3. [37687/13]

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Written answers

I am advised by the Social Welfare Appeals Office that an Appeals Officer, having fully considered all of the available evidence, has decided to allow the appeal of the person concerned by way of a summary decision. The person concerned has been notified of the Appeals Officer’s decision.

The Social Welfare Appeals Office functions independently of the Minister for Social Protection and of the Department and is responsible for determining appeals against decisions in relation to social welfare entitlements.

Mortgage Arrears Proposals

Questions (630, 631, 632, 633)

Stephen Donnelly

Question:

630. Deputy Stephen S. Donnelly asked the Minister for Social Protection the total number of borrowers who have obtained independent financial advice following a proposed mortgage resolution by their lender under the Mortgage Arrears Information and Advice Service; and if she will make a statement on the matter. [37725/13]

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Stephen Donnelly

Question:

631. Deputy Stephen S. Donnelly asked the Minister for Social Protection the amount in total that has been paid to accountants for independent advice under the Mortgage Arrears Information and Advice Service; and if she will make a statement on the matter. [37726/13]

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Stephen Donnelly

Question:

632. Deputy Stephen S. Donnelly asked the Minister for Social Protection the annual budget to run and promote the Citizens Information Bureau's mortgage arrears helpline; the amount spent on the helpline to date; and if she will make a statement on the matter. [37735/13]

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Stephen Donnelly

Question:

633. Deputy Stephen S. Donnelly asked the Minister for Social Protection the annual budget to run and promote the Citizen Information Bureau's keepingyourhome.ie website; the amount spent on the website to date; and if she will make a statement on the matter. [37737/13]

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Written answers

I propose to take Questions Nos. 630 to 633, inclusive, together.

The Mortgage Arrears Information and Advice Service was established to provide a comprehensive and co-ordinated approach to assist people in mortgage distress. This service provides comprehensive information and advice to mortgage holders in arrears or pre-arrears in assessing their options. The service, which differentiates between mortgage information and mortgage advice, has three elements:

- The Mortgage Arrears Information Helpline (phone 0761 074050) provides general mortgage arrears information and signposting in relation to the Code of Conduct on Mortgage Arrears and other supports available for those in mortgage arrears or pre-arrears. The Helpline operates Monday to Friday from 9 a.m. to 5 p.m. and has had over 7,000 callers since July 2012. The annual budget is €374,400 and costs to date since its establishment at end July 2012 amount to €392,800. In addition, an information awareness campaign during Quarter 1 2013 cost some €80,400. The Mortgage Arrears Information Helpline is funded by the lenders.

- The redesign of the website: www.keepingyourhome.ie provided for the key online access for general mortgage arrears information and advice and has had over 147,000 visitors since June 2012. The annual budget for the website is €1,200 and the total costs to date since it was first established in 2009 are €5,400.

- The third element of the service is the provision of independent financial advice to mortgage holders who are being presented with long term mortgage resolution proposals by their lenders. The advice is provided by a panel of accountants drawn from members of the main accountancy institutes in Ireland. A county by county panel with over 2,000 participating accountants is in place and their details are available on www.keepingyourhome.ie. Borrowers are free to choose their own advisor from this panel and the lender will pay €250 to the accountant of the borrower’s choice for the provision of this advice. The Central Bank collates the information relating to the number of borrowers who have availed of the independent financial advice service. To end June 2013 just over 100 invoices had been received by the lenders. It is worth noting that the numbers don’t directly relate to the reporting period as there will be time delays between the issue of the long term forbearance offer, the meeting with the accountant, and the receipt by the lender of an invoice. The cost of this service is met wholly by the lenders. It is estimated that the amount paid to date to the accountants participating in the service is in the region of €25,000.

It is expected that this service will become more important as the lenders roll out their long term forbearance options and as the Central Bank Mortgage Arrears Resolution Targets process intensifies. A full review of the independent financial advice service is underway to ensure that the service is meeting its objectives. The review encompasses all aspects of the service including an examination of the number of borrowers availing of the service and if the participation should be extended to other interested parties. As part of the review a process of consultation was undertaken and the review is expected to be completed by end October 2013.

Disability Allowance Appeals

Questions (634)

Seán Kenny

Question:

634. Deputy Seán Kenny asked the Minister for Social Protection if the refusal of a social welfare appeal against the refusal of a disability benefit claim will be reviewed in respect of a person (details supplied) in Dublin 5 [37802/13]

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Written answers

I am advised by the Social Welfare Appeals Office that an Appeals Officer, having fully considered all of the available evidence, disallowed the appeal of the person concerned by way of summary decision. The person concerned was notified of the Appeals Officer’s decision on 19th August 2013.

Under Social Welfare legislation, the decision of the Appeals Officer is final and conclusive and may only be reviewed in the light of new evidence or new facts. However, if the person concerned has any new evidence or new facts pertinent to her case that were not brought to the attention of the Appeals Officer during the determination of her appeal, she may submit it to the Social Welfare Appeals Office for consideration.

The Social Welfare Appeals Office functions independently of the Minister for Social Protection and of the Department and is responsible for determining appeals against decisions on social welfare entitlements.

Supplementary Welfare Allowance Applications

Questions (635)

Aengus Ó Snodaigh

Question:

635. Deputy Aengus Ó Snodaigh asked the Minister for Social Protection if there has been an increase in the number of applicants refused social welfare assistance while waiting for their application for another scheme to be processed; if she will provide figures on the number of applications for SWA granted and refused for each month for the past two years. [37803/13]

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Written answers

The supplementary welfare allowance (SWA) scheme is the safety net within the overall social welfare system in that it provides assistance to eligible people in the State whose means are insufficient to meet their needs and those of their dependants. The Government has provided approximately €718 million for the various SWA schemes in 2013. Basic weekly SWA may be payable to customers awaiting the outcome of a claim or an appeal for a primary social welfare payment. The following is a tabular statement outlining the number of basic weekly SWA claims awarded and disallowed in 2011 and 2012. While the overall number of applications refused has decreased from a total of 4,344 in 2011 to 4,058 in 2012, the percentage of refused claims in relation to those awarded represents approximately 5% in both years.

Tabular Statement

Table 1: Number of Basic Supplementary Welfare Allowance claims awarded and disallowed by month for 2011.

Month

Number

Awarded

Number

Disallowed

January

7,218

322

February

7,882

435

March

7,307

387

April

8,716

319

May

7,004

347

June

8,181

332

July

10,130

430

August

7,084

429

September

9,521

385

October

7,695

329

November

7,003

319

December

7,486

310

Total

95,227

4,344

Table 2: Number of Basic Supplementary Welfare Allowance claims awarded and disallowed by month for 2012.

Month

Number

Awarded

Number

Disallowed

January

6,562

337

February

7,127

380

March

8,199

384

April

6,228

287

May

6,296

339

June

8,963

322

July

7,140

373

August

8,015

330

September

6,899

302

October

7,027

359

November

7,596

394

December

5,069

251

Total

85,121

4,058

Invalidity Pension Appeals

Questions (636)

Michael Healy-Rae

Question:

636. Deputy Michael Healy-Rae asked the Minister for Social Protection the position regarding an invalidity pension appeal in respect of a person (details supplied); and if she will make a statement on the matter. [37811/13]

View answer

Written answers

The Social Welfare Appeals Office has advised me that an appeal by the person concerned was registered in that office on 25 June 2013. It is a statutory requirement of the appeals process that the relevant Departmental papers and comments by the Deciding Officer on the grounds of appeal be sought. When these have been received from the Department, the appeal in question will be referred to an Appeals Officer who will make a summary decision on the appeal based on the documentary evidence presented or, if required, hold an oral hearing.

The Social Welfare Appeals Office functions independently of the Minister for Social Protection and of the Department and is responsible for determining appeals against decisions on social welfare entitlements.

Jobseeker's Allowance Appeals

Questions (637)

Pat Breen

Question:

637. Deputy Pat Breen asked the Minister for Social Protection when a decision on jobseeker's allowance will issue in respect of a person (details supplied) in County Limerick; and if she will make a statement on the matter. [37812/13]

View answer

Written answers

The Social Welfare Appeals Office has advised me that an appeal by the person concerned and the relevant Departmental papers and comments by or on behalf of the Deciding Officer were registered in that office on 9 July 2013. The case will be referred to an Appeals Officer who will make a summary decision on the appeal based on the documentary evidence presented or, if required, hold an oral hearing.

The Social Welfare Appeals Office functions independently of the Minister for Social Protection and of the Department and is responsible for determining appeals against decisions on social welfare entitlements.

Live Register Data

Questions (638, 644)

Finian McGrath

Question:

638. Deputy Finian McGrath asked the Minister for Social Protection his views on correspondence (details supplied) regarding the self-employed. [37826/13]

View answer

Ciaran Lynch

Question:

644. Deputy Ciarán Lynch asked the Minister for Social Protection if she will confirm that formerly self-employed persons are not registered as unemployed unless they qualify on means and thus are excluded from FÁS and other schemes that might help them to gain employment; if she will outline her plans to change this position; and if she will make a statement on the matter. [37873/13]

View answer

Written answers

I propose to take Questions Nos. 638 and 644 together.

The Live Register is not designed to measure unemployment. It includes part-time workers (those who work up to 3 days a week), seasonal and casual workers entitled to jobseeker's benefit or jobseeker's allowance. Unemployment is measured officially by the Central Statistics Office's Quarterly National Household Survey. A person is unemployed if, in the week before the survey, they were without work and available for work within the next 2 weeks.

Self-employed persons are liable for pay related social insurance (PRSI) at a rate of 4%, which entitles them to access long-term benefits such as State pension (contributory) and widow's, widower's or surviving civil partner's pension (contributory). This compares to employees in respect of whom a combined 14.75% rate, under full-rate PRSI Class A, is paid giving entitlement to the full range of social insurance benefits including jobseeker’s benefit.

Any person of working age who does not qualify for jobseeker’s benefit may claim means tested jobseeker’s allowance. Subject to means and other qualifying conditions, self-employed persons may claim jobseeker’s allowance if their business ceases or there is reduced demand for their services. Typically over 80% of jobseeker’s allowance claims from self-employed persons have been awarded over recent years.

Previously self-employed persons in receipt of jobseeker’s allowance have access to the full range of activation measures available through the State. Given the scale of unemployment levels, the key objective of activation policy and labour market initiatives is to offer assistance to those most in need of support in securing work and achieving financial self-sufficiency. This policy objective prioritises scarce resources to those in receipt of qualifying welfare payments. Accordingly the employment services and schemes provided by the Department are focused in the first instance on this cohort of unemployed people. However, many services are available to the formerly self-employed who are not in receipt of a social welfare payment. Some employment services, such as assistance with job-search activities and the use of online job search tools, are available to people if they register with the Department’s employment services offices, regardless of their social welfare status.

Unemployed persons, including the previously self-employed, not in receipt of payments may also be eligible to avail of up-skilling opportunities, for example through FÁS training, but are not eligible to receive a training allowance while undertaking the course. Springboard courses are open to people who were previously self-employed, regardless of their social welfare status.

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