As the Deputy will appreciate the pension arrangements for staff and former staff of Permanent TSB are a matter for the management of that company and for the Trustees of the relevant pension schemes. The Deputy will be aware that Permanent TSB has chosen to cease contributions to its Defined Benefit pension schemes as part of measures to achieve 6-10% savings on remuneration costs. I have been informed by Permanent TSB that a wind-up of these schemes is underway. It would not be appropriate for me to comment on the implications for former employees of Permanent TSB arising from the wind-up of these Defined Benefit pension schemes. The Trustees of the schemes will inform all members (including former employees who are deferred members) of the schemes of their pension entitlements at the appropriate time.