NAMA is subject to similar legal requirements as other lenders that preclude it from disclosing details relating to its debtors or their properties. As the Deputy is aware, NAMA operates a specific Guidance Note to facilitate tenants in making an application through their landlord for a reduction in rent on upward-only commercial leases relating to business premises that secure its loans. The Guidance Note is published on NAMA’s website, www.nama.ie. If any tenant considers that his or her landlord is not engaging with them as specified in the Guidance Note, he or she can contact NAMA directly through the email address, info@nama.ie, and NAMA will seek to ensure that appropriate engagement takes place in those cases where the property concerned acts as security for NAMA loans. Clearly, in cases where the property does not secure NAMA loans, NAMA has no role to play and will make that clean to the tenant. NAMA’s record is borne out by its approval to date of rent abatements with an aggregate annual value in excess of €17m, which is enabling small and medium businesses to continue trading and to maintain employment in difficult trading conditions.