My Department has received a number of representations from Ulster Bank employees and their representative organisation on this matter, similar to the letter provided by the Deputy. The Deputy will be aware that following the review by the UK Treasury in Autumn 2013, RBS reaffirmed its commitment to the Irish market. RBS is currently reviewing the operations of Ulster Bank in Ireland with a view to creating a sustainable business model. My Department has engaged with the UK Treasury as part of the Treasury review and I also recently met with senior RBS executives regarding the outlook for the bank both here and in the UK. I fully understand and appreciate the concerns of Ulster Bank employees but I must await the findings of the review before commenting further. It is expected that the findings of the review will be published by the end of February.