I can confirm for the Deputy that the pillar banks have provided me with the following details in relation to loans to employees and former employees:
Allied Irish Banks:
"All relevant disclosures in relation to AIB's mortgage portfolio are contained on pages 70-152 of its Annual Financial Report 2013 which is available on its website www.aibgroup.com/investor relations.
"With regards to workout situations of arrears AIB does not differentiate between staff and non staff in terms of customer treatment. While acknowledging that no two loans are exactly the same, a consistent approach is applied to all customers, including staff members, in line with AIB's current policies and procedures."
Bank of Ireland:
"Bank of Ireland does not comment on specific holdings of products by staff as customers. Bank of Ireland's annual report for the year to 31st December 2013 gives comprehensive disclosures on its Loan Portfolios (including mortgages) in pages 380 to 423."