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Local Authority Housing

Dáil Éireann Debate, Tuesday - 8 April 2014

Tuesday, 8 April 2014

Questions (363)

Michael McGrath

Question:

363. Deputy Michael McGrath asked the Minister for the Environment, Community and Local Government the position regarding local authorities providing loans to persons to purchase private properties; if he will provide a list of local authorities participating in any such scheme; and if he will make a statement on the matter. [15972/14]

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Written answers

There are two types of house purchase loan available from all local authorities: standard annuity loans targeted at lower income first time buyers and those under the Home Choice Loan scheme which are available to qualifying middle income first time buyers affected by the credit crunch. The terms and conditions governing the operation, including eligibility terms, of annuity mortgages and the Home Choice Loan are set out under various Regulations such as the Housing (Local Authority Loans) Regulations 2009, the Housing (Home Choice Loan) Regulations 2009 and, most recently, the Housing (Local Authority Loans) Regulations 2012. These are available on my Department's website; http://www.environ.ie/en/DevelopmentHousing/Housing/HousingLegislation.

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