Motor insurers are private concerns subject to the regulation of the Central Bank. I have no role in the regulation of motor insurers and no powers to ensure that they offer a quotation to their customers.
It is advisable for people seeking motor insurance to shop around as the costs can vary dramatically. Some insurers and brokers specialise in certain vehicles, for example vintage vehicles, and can provide quotations on request.
If a person cannot obtain a quotation, there is a Declined Cases programme in place to deal with customers who cannot secure insurance from any source. The Declined Cases Agreement exists to facilitate motorists meeting their obligation to have third party liability motor insurance. It is operated by Insurance Ireland, details of the Agreement are available from them at Tel: 01 676 1914 or Email: iis@insuranceireland.eu.