I propose to take Questions Nos. 244 and 245 together.
The Rebuilding Ireland Home Loan was launched in February 2018. It replaced both the House Purchase Loan and the Home Choice Loan schemes in order to enable credit-worthy lower-income individuals and families, who cannot secure sufficient finance to purchase a suitable home from a commercial lender, to secure a mortgage. My Department, in conjunction with the Housing Agency and the Housing Finance Agency, is continuing to monitor the operation of the scheme, with a view to addressing any issues that arise, as required.
With regard to the Deputy's question concerning legal fees, under the Rebuilding Ireland Home Loan, potential borrowers will incur legal fees as part of the normal house purchase process. However, possible issues concerning the application of certain legal fees have been brought to my Department's attention recently and these matters are currently under examination.