Dáil Éireann Debate, Thursday - 8 November 2018
50. Deputy Michael McGrath asked the Minister for Finance if the Central Bank holds data on the number of mortgage drawdowns each year before an organisation (details supplied) began collecting such data; the number of mortgage drawdowns for first-time buyers in each year since 1993; and if he will make a statement on the matter. [46350/18]
View answerThe Central Bank has advised that, apart from periodic data published by the Bank on mortgage lending (including for first time buyers) since the commencement of the Central Bank’s Macro Prudential Mortgage Lending Rules in 2015 (the most recent such publication which is for H1 2018 is attached:
www.centralbank.ie/docs/default-source/publications/financial-stability-notes/no-8.-macroprudential-measures-and-irish-mortgage-lending-insights-from-h1-2018-(kinghan).pdf?sfvrsn=4).
It does not publish data on new mortgage drawdowns.
However, in its statistical release on Residential Mortgage Arrears and Repossessions, the Central Bank has published data on the outstanding number of mortgage accounts and the amount of mortgage credit for each quarter since September 2009 (the most recent publication which is for end June 2018 is attached:
www.centralbank.ie/docs/default-source/statistics/data-and-analysis/credit-and-banking-statistics/mortgage-arrears/2018q2_ie_mortgage_arrears_statistics.pdf?sfvrsn=6).
The Bank also publishes data on the outstanding amount of credit, including credit for house purchase, by credit institutions to Irish residents since 2003 (this is contained in Table A.6 of the Central Bank Money and Banking Tables which includes securitised loans and is attached:
www.centralbank.ie/docs/default-source/statistics/data-and-analysis/credit-and-banking-statistics/bank-balance-sheets/money-and-banking-statistics-august-2018.pdf.
