The Housing Agency provides a central support service which assesses applications for the Rebuilding Ireland Home Loan on behalf of local authorities and makes recommendations to the authorities to approve or refuse applications. Each local authority must have in place a credit committee and it is a matter for the committee to make the decision on applications for loans, in accordance with the regulations, having regard to the recommendations made by the Housing Agency.
I have asked the Agency to compile figures on the numbers of applications that it has assessed and recommended for approval/decline. The most recent figures, as at the end of May 2019, indicate that of the 4,193 applications assessed by it since the Rebuilding Ireland Home Loan scheme launched, the Agency had recommended 2,153 applications (51%) for approval. A breakdown by local authority is set out in the Table. The data provided does not include figures on the number of applications returned for further information as this information is not collected.
Local authority
|
Housing Agency Applications Assessed
|
Housing Agency Recommended to Approve
|
Housing Agency Recommended to Decline
|
Carlow
|
55
|
18 (33%)
|
37 (67%)
|
Cavan
|
14
|
8 (57%)
|
6 (43%)
|
Clare
|
66
|
25 (38%)
|
41 (62%)
|
Cork City
|
157
|
80 (51%)
|
77 (49%)
|
Cork County
|
328
|
182 (55%)
|
146 (45%)
|
Donegal
|
38
|
20 (53%)
|
18 (47%)
|
Dublin City
|
464
|
288 (62%)
|
176 (38%)
|
DL/Rathdown
|
111
|
64 (58%)
|
47 (42%)
|
Fingal
|
580
|
339 (58%)
|
241 (42%)
|
Galway City
|
91
|
48 (53%)
|
43 (47%)
|
Galway County
|
143
|
56 (39%)
|
87 (61%)
|
Kerry
|
100
|
46 (46%)
|
54 (54%)
|
Kildare
|
172
|
87 (51%)
|
85 (49%)
|
Kilkenny
|
38
|
21 (55%)
|
17 (45%)
|
Laois
|
93
|
50 (54%)
|
43 (46%)
|
Leitrim
|
14
|
4 (29%)
|
10 (71%)
|
Limerick
|
114
|
71 (62%)
|
43 (38%)
|
Longford
|
44
|
20 (45%)
|
24 (55%)
|
Louth
|
107
|
43 (40%)
|
64 (60%)
|
Mayo
|
62
|
28 (45%)
|
34 (55%)
|
Meath
|
242
|
167 (69%)
|
75 (31%)
|
Monaghan
|
34
|
14 (41%)
|
20 (59%)
|
Offaly
|
45
|
18 (40%)
|
27 (60%)
|
Roscommon
|
44
|
20 (45%)
|
24 (55%)
|
Sligo
|
47
|
24 (51%)
|
23 (49%)
|
South Dublin
|
306
|
164 (54%)
|
142 (46%)
|
Tipperary
|
115
|
51 (44%)
|
64 (56%)
|
Waterford
|
69
|
29 (42%)
|
40 (58%)
|
Westmeath
|
33
|
23 (70%)
|
10 (30%)
|
Wexford
|
112
|
63 (56%)
|
49 (44%)
|
Wicklow
|
169
|
82 (49%)
|
87 (51%)
|
Total
|
4193
|
2153 (51%)
|
2040 (49%)
|
In addition to this, my Department publishes information on the overall number and value of (i) local authority loan approvals and (ii) local authority loan drawdowns. Information up to the end of Quarter 1 2019, including in relation to number and value of mortgage drawdowns, is available on the Department's website at the following link: www.housing.gov.ie/housing/statistics/house-prices-loans-and-profile-borrowers/local-authority-loan-activity.