Dáil Éireann Debate, Thursday - 13 May 2021
214. Deputy Sean Sherlock asked the Minister for Transport if his attention has been drawn to the practice of some insurance companies charging higher premiums for car insurance in cases in which the customer has a car adapted due to a disability; and if he will make a statement on the matter. [25399/21]
View answerMotor insurance companies are private companies who enter into contracts with their customers; EU rules specifically prohibit Member States from interfering with the terms and conditions, or pricing of such policies.
Insurance companies use more than 50 different criteria when pricing an insurance policy. Each company places different loadings on the range of potential risk factors, so the customer is advised to seek a number of quotes before purchasing a policy of insurance.
Any motorist who does not receive a quote for motor insurance, or who receives a quote so high that it can be considered as tantamount to a refusal to quote, can refer their case to Insurance Ireland under the Declined Cases Agreement by emailing declined@insuranceireland.eu and quoting the Declined Cases Agreement.
