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State Pensions

Dáil Éireann Debate, Thursday - 1 July 2021

Thursday, 1 July 2021

Questions (289)

Marc Ó Cathasaigh

Question:

289. Deputy Marc Ó Cathasaigh asked the Minister for Social Protection if her attention has been drawn to the difficult circumstances that workers who are nearing retirement are faced with whereby they cannot obtain an estimated prediction of their State pensions due to time spent working in jurisdictions outside of Ireland; if her Department is in a position to provide such estimates to persons who are close to retiring; and if she will make a statement on the matter. [35514/21]

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Written answers

Pension entitlement is determined on the basis of the eligibility conditions applicable on the date an individual reaches pension age. Pension forecasts are not therefore provided, irrespective of where a person may have been employed, as the eligibility conditions may change. It is, however, possible for a person to request a copy of their insurance record at any stage.

Individual pension entitlement depends on factors such as a person’s social insurance record, their attachment to the workforce and their countries of employment. It is advisable that all contributors maintain their social insurance record as fully as possible over their working life.

Applicants should apply for State pension (contributory) three to six months before reaching pension age. Their entitlement to pension will then be determined on the basis of the eligibility conditions in force and they will be notified in writing of the decision.

I hope this clarifies the position for the Deputy.

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