Dáil Éireann Debate, Tuesday - 30 November 2021
221. Deputy Cian O'Callaghan asked the Minister for Housing, Local Government and Heritage when a wording for charging orders will be put in place to facilitate mortgage applicants who wish to buy affordable homes through affordable housing schemes such as at Dun Emer, Lusk, County Dublin; and if he will make a statement on the matter. [58272/21]
View answerThe delivery of affordable housing for purchase by local authorities is provided for under Part 2 of the Affordable Housing Act 2021 which I commenced in September of this year. It is intended the Regulations governing the operation of these provisions will be put in place over the coming weeks.
The first homes to be made available for sale under the scheme will be in Boherboy Cork in Q1 2022. I am advised that the first homes to be made available in Dun Emer Lusk by Fingal County Council will be later in 2022. My Department is currently engaged with a Senior Counsel and in the final stages of developing the ‘Affordable Dwelling Purchase Arrangement’ which will set out the conditions attached to the sale of homes under the scheme and will in effect act as a contract between the purchaser and the local authority. The affordable dwelling purchase arrangement shall be registerable in the Registry of Deeds as an act of the homeowner affecting the dwelling and, as the case may be, in the Land Registry as a burden on an folio in which the affordable dwelling is registered. Subject to engagement with the Law Society and senior mortgage providers, it is anticipated that the pro forma Affordable Dwelling Purchase Arrangement will be utilised by all local authorities nationally from 2022.
