I am moving for permission to introduce a Bill to facilitate the provision of dwelling houses, to deal with the question of providing suitable dwelling accommodation in various urban and rural districts throughout the country, to provide for a Government subsidy in connection with such provision, and for associating local authorities generally with this project. The general lines have been indicated on a former occasion, so I will just run through them rather briefly. It is proposed to provide a sum of £300,000 for this Bill. The Minister for Finance has agreed, after very careful consideration, to make that sum available. It is a very considerable sum having regard to the many claims and services which have to be provided for out of the revenue of the State. The general proposal is, with a view to alleviating unemployment in so far as that is possible, to provide houses for the working classes at prices which, it is hoped, they will be able to pay, and, generally, to give some help towards business. We have already indicated, on more than one occasion, that this problem is one which will require help from every section of the community. Help is required, if this particular Bill is to be made a success, from those who come under the term "employers" and those embraced in the term "employees." We would say that if there be a real effort made by the two bodies embraced in those two particular terms, there ought to be a very considerable improvement in the provision of houses in every part of the country. Unfortunately, there is scarcely a bigger problem affecting the whole country than this question of the provision of suitable accommodation for the working classes. It is, perhaps, the one particular service which has become most costly since the war. In the pre-war period, the question of the provision of houses at an economic price, was very nearly a line ball. The difference which ought to be made up, either by the Government or local authorities, between the cost of the house and the price that the person who gets it is able to pay, was very small, but since the war an enormous difference has occurred between the cost of the house and the price the person is able to pay for it. That, to some extent, is the object of this Bill— to seek to bridge that difference and to bring home to everybody concerned the necessity for arriving, sooner if possible, later certainly, at a point at which the bridge will not be necessary, and at which the provision of houses will be the same as any service or business. Then it will be done at a price which people can afford to pay. It is, as I said, proposed to associate local authorities with this great work. In the first place, a very big effort will have to be contributed by every local authority where these houses are built. In the first year, the houses will get a remission of 95 per cent. of the rates, that is to say, that the house, having been built, will only bear one-twentieth of the rates struck in that area for the first year. And in the second year 90 per cent. of a remission will be allowed, so that only one-tenth of the rates will require to be paid. That process will be continued until the twentieth year, when the house will have to bear the full rates and be in the same position as any other house not built under this Act.
It is also provided that local authorities are empowered to provide sites, and in certain cases to provide loans to the amount necessary. It is possible, after the Bill is passed, that a case may be made that builders have not got the capital necessary to go on with this work. I think it will be possible to arrange that local authorities can advance money, and that it can be paid on the architect's certificate. In that way capital should not be a hindrance if the money be not available, and so far as the private builders are concerned, the local authorities will be able to help them. It must be remembered that that is going a long distance, because from the returns which have been furnished to me by the Minister for Local Government, it would appear that a large sum is due by local authorities to banks on overdrafts. They have not got in the rates and, generally speaking, their financial position is far from satisfactory. A real and determined effort ought to be made to reduce the very heavy burdens which the rates are imposing, and have imposed, within the last couple of years on business generally throughout the country.
The number of houses which, it is hoped, may be constructed through this Bill will be something in the neighbourhood of three thousand, and it is proposed to make available from the sum of £300,000 varying sums according to the size of the house and according to the provision of sewers and water mains. There will be set out in the schedule the various subsidies in each case, and they vary from £50 for a three-roomed house to £100 for a five-roomed house. It is also provided that a fixed sum will be put on the price that the house must be sold for. In other words, it is really intended by the operation of this Bill that the houses will be sold to the persons for whom they are intended. A case is occasionally made—I do not know whether there is a great deal of exaggeration in it—that the houses provided by local authorities for the working classes are not let to or sold to the working classes, and during my own experience with one local authority I should say that in the main there was very little truth in it. They were, in the vast majority of cases, let to the people for whom they were intended, and in a great number of cases very much higher prices could have been got in the open market if the houses had been sold in a free market. During the period in which I had some experience with the Housing Committee of the Dublin Corporation, the policy was to let houses to the families which had the largest number in them. There was a list made out, and a very large family was practically certain of getting one of those houses. This problem of housing is, as I have said, one of the most complicated we have to face, and one for which there is no real solution. I mean that there are many methods of solving it or of approaching its solution, but to say that in a few sentences it is possible to say "this is the way in which it can be done" will be admitted by any persons who have had anything to do with it to be impossible. If we take the position at the present time, where some people say that there is little use in putting up a proposal of this sort, because the working classes cannot afford to pay three hundred or four hundred or four hundred and fifty pounds for a house, a popular public speaker could make a great play upon that, but the fact is that if one only deals with the class unable to pay the sum of £300 or £400 or £450, and that houses are provided for that class, a very serious burden falls on the shoulders of the ratepayers and taxpayers of this country, which they are not at the moment ready to bear. I would suggest that in these lean years there are numbers of people comprising the term "working class" capable of paying these particular sums, who do not require such assistance to the same extent as some of their less fortunate brethren. You must come in now and provide for them when the prices are high, getting out of them the maximum they can afford to pay, getting out of the State the maximum it can afford to pay and out of the local authorities the maximum they can afford to pay, and having provided for all, getting more towards an economic position in the construction of those houses. The burden on the State, on the local authorities, and on the persons who are not able to pay this big price will be relatively less according as the market becomes normal and conditions improve. It is unnecessary to say anything more, except that, in considering this and other questions which are particularly complex, there has always been a danger of taking one order in the community, stretching their point of view, and criticising any other and vice versa. This problem will not be solved if we confine ourselves to what might be called a sectional discussion of it. It is too big, too complex, too varied, and will require the help of every order in the community and every citizen to make it possible to solve it.
During something like 50 years, I think, the total number of houses provided in urban districts throughout the country numbered only 10,000. Since the Treaty was passed, something like 2,000 or 3,000 houses have been provided. That is a very considerable contribution during the period, at a time when prices were absolutely prohibitive. The State is unable to contribute the amount which it was thought wise after the Treaty to make available for this particular service. It will, I think, be admitted on all sides that it was a prohibitive and impossible amount.
We are now approaching the subject from another angle. We are endeavouring to get private enterprise to give some assistance towards the solving of the problem. Local authorities, from their very nature, must bear expenses and charges which house-building cannot bear and which, as far as the people are concerned, simply postpones the day when a man can have his own house, and get it at a rent that he can possibly meet out of his wages. From an examination of the problem as far as the City of Dublin is concerned it was my impression, when rents were in the neighbourhood of 6/- or 7/- per week, that while owned by private individuals these houses might have been let at 1/6, or possibly 2/- per week lower rent. The main consideration in this problem is the vast number of people who have to be provided with houses. It is a very great work. Very great discontent arises from the fact that people are housed in unsanitary areas, and there is very little attractiveness in the home where conditions are so dismal and so forbidding. The State, in making this large sum of money available for this service, believes that there will be a return in better citizenship and in appreciation by the people who will get these houses that the State is not unmindful of its obligations towards its citizens. I formally move the First Reading of the Bill.