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Dáil Éireann díospóireacht -
Tuesday, 17 Dec 1996

Vol. 473 No. 1

Written Answers. - Insurance Liabilities.

Trevor Sargent

Ceist:

299 Mr. Sargent asked the Minister for Enterprise and Employment the current status of the concept of an act of God for which no one is liable in legislation. [24667/96]

My statutory responsibility in relation to the insurance sector is to ensure that insurance companies adhere to solvency rules. The question of whether or not an act of God may be used as a defence against liability insurance claims is a matter of legal interpretation and ultimately for the courts to decide. In general, under a liability insurance policy no liability will attach where an act of God is proven as the proximate cause of the loss.

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