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Bank Deposit Ratios

Dáil Éireann Debate, Wednesday - 19 May 2010

Wednesday, 19 May 2010

Ceisteanna (61)

James Reilly

Ceist:

86 Deputy James Reilly asked the Minister for Finance the deposit ratio of each of the Irish banks on September 2004, May 2008, and on the most recently available data; and if he will make a statement on the matter. [20803/10]

Amharc ar fhreagra

Freagraí scríofa

I assume that the Deputy's reference to Irish banks comprises the retail clearing banks and the non-clearing domestic banks.

The Retail Clearing banks are AIB, Bank of Ireland, National Irish Bank and Ulster Bank and some of their subsidiaries.

The Non-Clearing domestic banks include; ACC Bank plc, Anglo Irish Bank, EBS Building Society, Irish Life & Permanent plc, Irish Nationwide Building Society, KBC Bank Ireland plc and Postbank.

The Central Bank produces statistics, shown on tables C4 and C5 of the monthly report, which shows loans to and deposits taken from customers, excluding Government and credit institutions. These figures are set out as follows:

Retail Clearing Banks

September 2004

May 2008

March 2010

€m

€m

€m

Deposits from other residents

73,449

127,578

131,878

Loans to other residents

98,305

228,157

242,636

Ratio

134%

179%

184%

Non-Clearing Domestic Banks

September 2004

May 2008

March 2010

€m

€m

€m

Deposits from other residents

63,090

99,310

72,914

Loans to other residents

108,937

253,852

205,714

Ratio

173%

256%

282%

I do not have detailed information per institution.

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