Dáil Éireann Debate, Tuesday - 12 March 2013
186. Deputy Billy Timmins asked the Minister for Finance if the main banks are charging customers-businesses if they visit the person to discuss mortgage repayment difficulties; and if he will make a statement on the matter. [12929/13]
Amharc ar fhreagraThe Central Bank has advised me that, on 6 December 2010, it issued letters to all banks directing them to refrain from imposing interest surcharge on arrears or any other charge arising on a mortgage account in arrears to which the revised Code of Conduct on Mortgage Arrears applies and in respect of which a borrower is co-operating reasonably and honestly with the lender in the Mortgage Arrears Resolution Process. The Central Bank also advises that it is not aware of any banks charging such a fee to which the Deputy refers to and it would not expect banks to do so.
