It is difficult to estimate the likely demand on the Insolvency Service of Ireland (ISI). The tentative estimate of applications for the Debt Settlement Arrangement (DSA) and Personal Insolvency Arrangement (PIA) is roughly 15,000 applications plus a further 3,000 to 4,000 applications for Debt Relief Notices (DRNs) in the first full year. In addition, approximately 3,000 bankruptcy applications are expected during this time. The ISI will be processing DRN applications in July, once Approved Intermediaries are authorised and subsequently, DSA and PIA applications once personal insolvency practitioners (PIPs) are authorised.