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Mortgage Data

Dáil Éireann Debate, Tuesday - 13 February 2018

Tuesday, 13 February 2018

Ceisteanna (130)

Michael McGrath

Ceist:

130. Deputy Michael McGrath asked the Minister for Finance the number and value outstanding of private dwelling home mortgages that have tracker, variable and fixed interest rates; the number and value outstanding of buy-to-let mortgages that have tracker, variable and fixed interest rates; and if he will make a statement on the matter. [6967/18]

Amharc ar fhreagra

Freagraí scríofa

Central Bank of Ireland statistics on private household credit and deposits (Money, Credit and Banking Statistics - Tables A.18.1 and A.18.2) indicates that, as at the end of quarter 3 2017, the following are the outstanding amounts of loans advanced to Irish resident private households for the purpose of house purchase (including loans that are securitised/transferred but remain serviced by any Irish resident credit institution) broken down as follows:-

PDH

Tracker - €36.1 bn

Variable - €36.0 bn

Fixed rate - €13.4 bn

BTL (inc. holiday/second homes):

Tracker - €12.9 bn

Variable – €5.9 bn

Fixed rate – €0.3 bn

(Mortgages where the interest rate is fixed for a period up to one year are included in ‘variable’ category above).

The Central Bank advises that it does not have data for the corresponding number of mortgage credit contracts.

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