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Mortgage Data

Dáil Éireann Debate, Tuesday - 27 February 2018

Tuesday, 27 February 2018

Ceisteanna (175)

Michael McGrath

Ceist:

175. Deputy Michael McGrath asked the Minister for Finance the number of the 2,329 restructured private dwelling home, PDH, mortgages in the Central Bank mortgage arrears statistics for the quarter ended 30 September 2017 owned by unregulated loan owners in which the restructure was entered into by the unregulated loan owner as distinct from the unregulated loan owner inheriting a restructure entered into between the borrower and the previous loan owner; and if he will make a statement on the matter. [9644/18]

Amharc ar fhreagra

Freagraí scríofa

I have been informed by the Central Bank of Ireland that their Mortgage Arrears and Repossessions Statistics collect the number of new restructured accounts per quarter, (including new restructures and further modifications of existing restructures), as well as the stock of restructured account. The Central Bank have stated that it is not possible to split restructures out between those inherited and those implemented by the new loan owners.

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