I have received the following response from Ptsb:
“The Bank’s forbearance information is set out on pages 204 to 206 of its 2017 Annual Report. At 2017 year-end, the Bank had 6,157 (€1,162m) Residential Split Mortgages accounts and 390 (€111m) Residential Buy-to-Let Split Mortgage accounts. As these loans are classified as impaired under Accounting convention, all of the Bank’s Split Mortgages Loans and balances are classified as Non-Performing. The Bank does not publish or make publicly available the levels of re-default on its Treated loan Books as this is considered commercially sensitive information.”
I have also received the following response from AIB:
"All disclosures on Forbearance, including Split Mortgages to December 2017, are available on pages 140 – 141 of AIB’s Annual Financial Report 2017, and are prepared in line with EBA (European Banking Authority) definitions. The 558 accounts classified as non-performing include restructured accounts which must fulfil a 12 month probationary period before moving to Performing status."
Split Mortgage
Overview
|
Total
|
Performing
|
Non-Performing
|
Meeting Terms
|
Number of accounts
|
1,966
|
1,408
|
558
|
Over 90%
|