The Abhaile service, is a national mortgage arrears resolution service, provided free of charge to the borrower and its aim is to help mortgage holders in arrears to find the best solutions and keep them, wherever possible, in their own homes. The Money Advice and Budgeting Service (MABS) acts as the gateway for the service and can be contacted by telephoning (0761)07 2000 or by accessing their website at: www.mabs.ie/abhaile.
Under Abhaile, borrowers who are insolvent and in home mortgage arrears on their home, are provided with voucher(s) to access independent expert financial and/or legal advice and assistance, best suited to their individual home mortgage arrears situation. As at the beginning of December 2018, 14,620 vouchers for services have issued, in respect of 7,777 principal private residences. A breakdown of vouchers issued by county, is set out in the following table.
County
|
Number of Abhaile Vouchers Issued as at Dec 2018
|
Carlow
|
365
|
Cavan
|
467
|
Clare
|
319
|
Cork
|
1,674
|
Donegal
|
310
|
Dublin
|
2,337
|
Galway
|
756
|
Kerry
|
295
|
Kildare
|
757
|
Kilkenny
|
263
|
Laois
|
260
|
Leitrim
|
133
|
Limerick
|
395
|
Longford
|
267
|
Louth
|
1,022
|
Mayo
|
362
|
Meath
|
1,248
|
Monaghan
|
334
|
Offaly
|
368
|
Roscommon
|
224
|
Sligo
|
147
|
Tipperary
|
509
|
Waterford
|
437
|
Westmeath
|
386
|
Wexford
|
570
|
Wicklow
|
415
|
Total
|
14,620
|