The extension of Invalidity Pension (IP) to self-employed contributors from the 1st December 2017 has, for the first time, given the self-employed access to a social insurance based income support if they become permanently incapable of work as a result of an illness or disability, without having to go through a means test. This represented a real improvement in the level of social insurance cover available to the self-employed even though the level of contribution was not increased. When deciding to extend access to this benefit to the self-employed, the Government wanted to ensure that it was on a similar basis to that of those in employment.
A separate IP scheme for the self-employed was not set up; rather the qualifying conditions specified in legislation for the existing scheme, were amended to include self-employed PRSI contributions in the “reckonable” category for the purpose of IP.
To date, 867 customers whose social insurance record included self-employed ("Class S") PRSI contributions have been awarded IP. Of this figure, 165 customers have either returned to employment or transferred to other schemes leaving 702 customers that are currently in payment and the following table gives a breakdown by county.
COUNTY
|
Total
|
CARLOW
|
14
|
CAVAN
|
12
|
CLARE
|
29
|
CORK
|
96
|
DONEGAL
|
28
|
DUBLIN
|
112
|
GALWAY
|
42
|
KERRY
|
28
|
KILDARE
|
32
|
KILKENNY
|
23
|
LAOIS
|
8
|
LEITRIM
|
8
|
LIMERICK
|
36
|
LONGFORD
|
12
|
LOUTH
|
17
|
MAYO
|
24
|
MEATH
|
24
|
MONAGHAN
|
7
|
OFFALY
|
14
|
ROSCOMMON
|
11
|
SLIGO
|
14
|
TIPPERARY
|
32
|
WATERFORD
|
19
|
WESTMEATH
|
19
|
WEXFORD
|
25
|
WICKLOW
|
16
|
Grand Total
|
702
|