Pension entitlement is assessed on the eligibility conditions applicable on the date an individual reaches pension age. The person concerned reached pension age in 2014. In order to claim state pension (contributory) a claimant must submit an SPC1 application form. To date an application for state pension (contributory) has not been received from the person concerned.
I have arranged for a copy of their social insurance contribution record to issue to the person concerned. A minimum of 520 full-rate contributions is required for entitlement to standard state pension (contributory). A minimum of 260 full-rate contributions is required for entitlement to a mixed insurance pro rata pension, based on the person’s full-rate and modified contribution history.
On receipt of a completed application, the person’s entitlement to State pension (contributory) will be examined by a Deciding Officer and they will be notified of the outcome.
Under social welfare legislation, late claims for the State pension (contributory) may only be backdated for a maximum period of six months. Backdating of a late claim beyond six months will be considered in circumstances where the failure to claim arose as the result of either incorrect information having been supplied by my Department, or the claimant’s serious incapacity by illness or infirmity. I would therefore advise the person concerned to submit a pension application without delay.
I hope this clarifies the matter for the Deputy.