Dáil Éireann Debate, Thursday - 24 September 2020
118. Deputy Denise Mitchell asked the Minister for Housing, Local Government and Heritage the number of applications for the Rebuilding Ireland scheme to date in 2020; the number of applicants who have been successful; and the number of those who have been refused. [26023/20]
Amharc ar fhreagraThe Housing Agency provides a central support service which assesses applications for the Rebuilding Ireland Home Loan on behalf of local authorities and makes recommendations to the authorities to approve or refuse applications. Each local authority must have in place a credit committee and it is a matter for the committee to make the decision on applications for loans, in accordance with the regulations, having regard to the recommendations made by the Housing Agency.
I have asked the Agency to compile figures on the numbers of applications that it has assessed and recommended for approval/decline in 2020. The most recent figures, as at the end of August 2020, indicate that of the 937 applications assessed by it since January, the Agency had recommended 422 applications for approval and 515 for decline.
|
Local Authority |
Applications Assessed |
Recommended to Approve |
Recommended to Decline |
|
Carlow County Council |
15 |
3 |
12 |
|
Cavan County Council |
5 |
1 |
4 |
|
Clare County Council |
19 |
8 |
11 |
|
Cork City Council |
62 |
25 |
37 |
|
Cork County Council |
86 |
43 |
43 |
|
Donegal County Council |
14 |
6 |
8 |
|
Dublin City Council |
121 |
71 |
50 |
|
Dún Laoghaire-Rathdown County Council |
18 |
11 |
7 |
|
Fingal County Council |
96 |
55 |
41 |
|
Galway City Council |
17 |
9 |
8 |
|
Galway County Council |
25 |
11 |
14 |
|
Kerry County Council |
27 |
8 |
19 |
|
Kildare County Council |
28 |
9 |
19 |
|
Kilkenny County Council |
17 |
7 |
10 |
|
Laois County Council |
19 |
9 |
10 |
|
Leitrim County Council |
6 |
1 |
5 |
|
Limerick City & County Council |
30 |
17 |
13 |
|
Longford County Council |
14 |
6 |
8 |
|
Louth County Council |
19 |
7 |
12 |
|
Mayo County Council |
13 |
2 |
11 |
|
Meath County Council |
34 |
12 |
22 |
|
Monaghan County Council |
11 |
1 |
10 |
|
Offaly County Council |
6 |
3 |
3 |
|
Roscommon County Council |
10 |
5 |
5 |
|
Sligo County Council |
8 |
2 |
6 |
|
South Dublin County Council |
73 |
37 |
36 |
|
Tipperary County Council |
23 |
9 |
14 |
|
Waterford City & County Council |
25 |
11 |
14 |
|
Westmeath County Council |
7 |
4 |
3 |
|
Wexford County Council |
44 |
13 |
31 |
|
Wicklow County Council |
45 |
16 |
29 |
|
Total |
937 |
422 |
515 |
The final decision on loan approval is a matter for each local authority and its Credit Committee on a case-by-case basis. Decisions on all housing loan applications must be made in accordance with the statutory credit policy that underpins the scheme, in order to ensure prudence and consistency of treatment for all applicants.
Loan applicants who are dissatisfied with a loan application decision of a local authority Credit Committee may appeal that decision to the local authority. Details of the appeals process can be obtained from the relevant local authority.
