I will continue from where I finished yesterday evening by going through the Bill section by section.
Section 1 provides for the Short Title, construction and commencement.
Section 2 provides for the definition of the 2005 Act as the Principal Act.
Section 3 provides for the insertion of two new definitions into section 2 of the 2005 Act, namely “qualified cohabitant” and “surviving qualified cohabitant”.
Section 4 provides for amendments to section 81 of the 2005 Act in order to allow surviving qualified cohabitants to access the death benefit payment under the occupational injuries scheme.
Section 5 provides for the substitution of section 123 of the 2005 Act. This section provides for renaming the scheme from widow's, widower's and surviving civil partner’s contributory pension to bereaved partner’s contributory pension. It introduces new definitions for “bereaved partner” and “deceased partner”. This section amends the existing definitions of widow, widower and civil partner to remove a person who is divorced or had their marriage or civil partnership dissolved.
This section also sets out where a spouse or civil partner whose relationship has broken down for more than two years shall not be considered a bereaved partner for the purposes of Chapter 18, Chapter 21 and Chapter 6 of Part 3 of the 2005 Act. Finally, the section also contains a regulation-making power to allow the Minister to specify the circumstances where couples are physically living apart for more than two years but are still considered to be eligible for the payment.
Section 6 inserts a new section 123A into the 2005 Act to provide for the definition of a qualified cohabitant. As I have said, this definition is based on that of a qualifying cohabitant as defined in the 2010 Act. That Act provides an existing framework for establishing the existence of cohabiting relationships of a particular form that provide rights and obligations to those cohabitants. A person can become a qualified cohabitant where they were in an intimate and committed relationship of two years, where there were children of that relationship; or five years, where there were no children of that relationship. The section also sets out the circumstances that may be considered to establish the existence of a relationship of qualified cohabitation, which is based on similar criteria in the 2010 Act, and includes matters such as financial dependence and the extent to which they presented as a couple. This section also sets out a regulation-making power to allow the Minister to prescribe the evidence that will be required to prove the existence of such a relationship.
Section 7 repeals section 124 of the 2005 Act, insofar as it is still in operation, to reflect the finding of inconsistency with the Constitution by the Supreme Court.
Section 8 inserts a new section 124A to replace the repealed section 124 of the 2005 Act. The new section includes amendments to introduce the definition of “bereaved partner” and “deceased partner”. It also sets out that a bereaved partner whose claim is based on being a surviving qualified cohabitant shall, regardless of the date of death of his or her deceased partner, be entitled to a pension under this section from 22 January 2024 or the date of death if it occurred after this date. This is an important aspect of the legislation in that it allows for the backdating of payments to the date that the provision was found to be inconsistent with the Constitution. Regulations under the 2005 Act will modify the existing six-month period for the backdating of claims and provide that claimants for this pension will have six months from the date of enactment to make a claim, which will be backdated to 22 January 2024 or the date of death if later.
Section 9 provides for saver clauses to ensure persons currently in receipt of a payment under this scheme or who have an entitlement to the payment up to the day of the passing of the Bill will retain the payment or entitlement after the passing of the Bill. This applies to people who were bereaved and were divorced, or whose marriage broke down or civil partnership was dissolved, before enactment of the Bill.
Section 10 provides for the substitution of section 125(1) of the 2005 Act, which sets out the social insurance contributions for the pension. The new subsection includes amendments to introduce the definition of “bereaved partner” and “deceased partner” for the purposes of setting the contribution conditions.
Section 11 provides for the substitution of Chapter 21 of the 2005 Act, which provides for the widowed parent grant. The substitution of the Chapter includes amendments to the current widowed parent grant scheme in order to allow for surviving qualified cohabitants to access the scheme. This section also provides for changing the name of the scheme to "bereaved parent grant". These changes become effective from the date of enactment.
Section 12 provides for amendments to the current widow's, widower's and surviving civil partner’s non-contributory pension scheme in order to allow for surviving qualified cohabitants to access the scheme. This section also provides for changing the name of the scheme to bereaved partner’s non-contributory pension. This section applies the new definitions referenced in section 123 of “bereaved partner” and “deceased partner” to this Chapter. These changes will become effective from the date of enactment.
Section 13 provides for the substitution of section 163 of the 2005 Act, which sets out the entitlement to the non-contributory pension. This is done to amend the wording to include “qualified cohabitant” and also to replace the existing definitions with “bereaved partner”.
Section 14 provides for the substitution of section 166 of the 2005 Act, which sets out that the non-contributory pension will be lost for the period that a person cohabits. This is done to amend the wording to replace the existing definitions with “bereaved partner’.
Section 15 provides for the substitution of section 167 of the 2005 Act, which excludes the possibility of both a contributory and a non-contributory pension. This is done to amend the wording to replace the existing definitions with “bereaved partner”.
Section 16 provides for the repeal of section 167A of the 2005 Act, which provided for the avoidance of a double pension in respect of the surviving civil partner’s pension. This is no longer relevant as the amended section 167 will now make the appropriate provision for all bereaved partners.
Section 17 provides for consequential amendments to the 2005 Act. These amendments change the scheme names throughout the Act. The scheme names affected are first, the widow’s, widower’s and surviving civil partner’s contributory pension, which will change to the bereaved partner’s contributory pension; second, the widowed parent grant, which will change to the bereaved parent grant; and third, the widow's, widower's and surviving civil partner’s non-contributory pension, which will change to the bereaved partner’s non-contributory pension.
Section 18 provides for consequential amendments to section 126 of the Taxes Consolidation Act 1997. These amendments are to reflect the change in scheme names in that Act.
All of that technical information is not to take away from the journey involved for anyone seeking this payment, or the journey involved for Mr. O'Meara. Grief is a very real thing and affects people in so many different ways. I thank Deputies for their patience and attention to that particular section of the Bill.
The measures contained in the Bill are necessary as a result of the Supreme Court decision in the O’Meara case and to provide equality under the scheme to all bereaved partners whether spouses, civil partners or now, for the first time, qualifying cohabitants. The measures will provide access to the bereaved partner's contributory pension to qualified cohabitants for the first time and ensure that there is a financial payment for these people who suffer a devastating loss, such as John O’Meara and his family.
Following the review of a number of complex issues and the existing anomalies highlighted by the Supreme Court, this Bill attempts to treat all bereaved couples fairly and equally, whether this is in the eligibility for these important financial supports or the circumstances where entitlement is lost and relationships end. This is also to avoid paying for multiple payments in respect of multiple previous partners.
Turning to Committee Stage amendments which do not directly relate to the issue at hand, Deputies may recall the review on economic crime conducted by Justice Hamilton. One of the recommendations in that review is to allow officials from the Department of Social Protection to sit in on Garda investigations of social welfare fraud, where appropriate. The Revenue Commissioners and the Competition and Consumer Protection Commission have a similar provision in their legislation. I assure Deputies that this proposal will be in line with fair procedures towards suspects. Officials from the Department of Social Protection will only sit in on investigation of suspects by Garda invitation. This Government takes economic crime seriously and this proposed Committee Stage amendment is an important tool in that respect.
I commend the Bill to the House. I again thank John O'Meara and his children, and remember Michelle as we move to pass this legislation. I pay tribute to Deputy Alan Kelly for walking the entire journey with them.