Paul McAuliffe
Question:854. Deputy Paul McAuliffe asked the Minister for Social Protection to outline the contributory pension entitlements of a person (details supplied). [46553/24]
View answerWednesday, 22 January 2025
Questions (854)
Written answers
The person concerned reached pension age on 17 May 2019.
Under current eligibility conditions, an individual must have 520 full-rate paid contributions to qualify for standard State Pension (contributory). 520 full-rate contributions equate to 10 years of full-rate insurable employment. According to the records of my Department, the person concerned has a total of 251 full-rate contributions which falls short of the requisite 520 full-rate contributions for the standard State Pension (contributory).
To qualify for a Mixed Insurance pension based on their full-rate and modified-rate contributions, 520 employment contributions are required, of which at least 260 must be full-rate employment contributions with the remainder made up of modified rate contributions. As the person concerned has 251 full-rate contributions, this falls short of the requisite 260 full-rate contributions needed for the Mixed Insurance pension.
I have arranged for a copy of their record to issue. If the person concerned considers that they have additional contributions or credits that have not been recorded, it is open to them to forward documentary evidence to my Department and their record can be reviewed.
It is also open to the person concerned to apply for the State Pension (non-contributory) which is a means-tested, residency-based payment for people of pension age. The maximum personal weekly rate is €278.00 which is approximately 95% of the maximum rate of contributory pension.
I hope this clarifies the position for the Deputy.