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Dáil Éireann debate -
Thursday, 24 Mar 1927

Vol. 19 No. 3

ORDUITHE AN LAE. - LIVE STOCK MORTALITY CENSUS.

I move:—

That the Dáil is of opinion that a census of the live stock mortality in the County of Clare between 1st October, 1923, and 30th April, 1925, inclusive, should be instituted by the Government forthwith, and the returns be completed not later than 30th April, 1927.

When this motion was put down I did not anticipate that it would take such a long time to reach the House and be debated. If the motion were in substance agreeable to the Ministry I would not tie it down to the 30th April, for I recognise at this stage that would be too short a period. However, that is a matter of detail. This question of live stock mortality has not been raised for the first time to-night in the House. It has been raised at various times during the past few years. I was, I think, the first to raise it in March, 1925, on the motion for the adjournment. The question of immediate remedial measures was raised by Deputy Baxter in April or May, 1925. At that stage the Minister proposed to establish credit societies, and Deputy Baxter, seeing the Ministry had got a move on, withdrew his motion. A subsequent stage arose upon the estimate of £100,000. Then we were made fully aware of the Ministerial proposals, which many of us on this side of the House censured as being inadequate to meet the grave situation that existed. The vote, however, was passed.

In November, 1925, a motion again by Deputy Baxter, came before the House, the substance of which was that credit societies had failed to achieve their purpose. To that an amendment was put down by Deputy Tierney asking the Dáil to re-affirm its faith in the Government proposals, and it was carried. The present motion is the outcome of a petition which was signed very extensively in County Clare within the last six weeks or two months. There were about 5,500 or 6,000 signatories to the petition, but it happened that, according to the rules of the Dáil, such a petition could not be presented to the Dáil. It cannot be out of order to read the contents of the petition. It was couched in the following terms:—

"The Petition of Dáil electors resident in County Clare sheweth:—That the great majority of the inhabitants of this county are engaged in or dependent on agriculture in the form of the rearing of live stock and the sale of such stock and produce. That the inhabitants aforesaid were and are grievously impoverished by the disturbed state of the county and of its environs between the years 1919 and 1923, by interference with fairs, markets, and means of communication, and by industrial unrest elsewhere, by high national and local taxation and by the great agricultural depression of 1921 onwards. That, owing to the prolonged rain-fall in the years 1923 and 1924, vast numbers of cattle and sheep died from liver fluke, tuberculosis and other obscure diseases, and their owners were often too poor to replace them, and in consequence are becoming unable to meet their obligations, to the great peril of this county and of its services. Your petitioners pray that an official census of the numbers and value of the live stock which died between 1st October, 1923, and 30th April, 1925, be forthwith taken. And your petitioners will ever pray."

I submit that the question of the mortality of live stock is one which ought to occupy the attention of the House. It is not confined to Clare alone; a considerable number of the western and midland counties have also been affected. This is a very important problem calling for prompt remedial measures. The Government proposals never touched more than the fringe of the problem. They never got down to close or scientific examination of the problem that presented itself, and never took steps to find out what the losses actually were. We had various estimates put up to us based on incomplete figures, and it was on these returns that the remedial measures in the form of credit societies were based. I submit that the first essential was a mortality census, the finding out of the number of persons and the districts affected by losses, and the extent of those losses as regards the different kinds of live stock. That was not done, though requests came from various parts of the country to do so. The Government deliberately set itself against entertaining such a proposal. The Ministry was endeavouring to avert its face from the position that was created. The Government have yet to recognise what a serious matter this question of live stock mortality has been, although two years have elapsed. They have admitted that their own scheme of credit societies has broken down and failed to deal with the problem.

The Minister in the Connaught area in October last. A speech by the Minister was reported in the "Irish Independent" on the 27th October, 1926. This statement in heavy leaded type appeared: "Credit Societies as at present organised do not cover the field adequately."

I thought you had got a good thing.

The Minister continued, according to that report, "And for that reason the Government would re-examine the conditions under which they would be financed." If that conveys anything at all it means the Government were dissatisfied, and the Minister admitted it at Ballymote. The Minister gave us certain figures in this House which showed the extent of the mortality. He said it represented a five per cent. loss throughout the length and breadth of the country. We know that approximately the number of cattle of all ages is about 4,000,000, and that five per cent. loss on that number would be 200,000. In addition there are upwards of 3,000,000 sheep in the country, but I am ignoring the mortality amongst them. It would be no exaggeration to say that on an average one of these beasts would be worth £10, so that the total loss would amount to £2,000,000. As a matter of fact, the loss was not evenly distributed over the country on the ratio of five per cent. In some places, and I have given details in the House as regards that, the loss would extend to sixty per cent. and even upwards in certain areas. You have to go down to those areas and find out definitely the position of the people. You cannot attempt to deal with a particular problem in a general way. Every district has its own problems of more or less intensity.

That is one of my objections to the Government. It was fundamental in my opposition to the idea of credit societies which, I recognised frankly at the time, might meet a normal situation and would be useful, but as I declared at the time, it was absolutely unable to meet the crisis with which we were then faced in certain western counties. I have here a letter received a couple of days ago from a man in a certain part of West Clare. I will not give his name, but if necessary I can hand the letter to any Deputy who desires to see it. The letter is dated the 19th March, 1927, and reads:—

"Dear Sir,—I respectfully submit my claim for the appalling loss suffered in consequence of fluke, and in doing so I wish to impress on you the necessity for immediate assistance. Otherwise, to be candid, I must apply for home assistance. My plight, and the plight of my household, is miserable, trying to exist on a non-stocked farm and eke out an existence on a few lbs. of butter made weekly—1/- or 1/2 per lb. for that same, when my average weekly output should be from 100 to 130 lbs. Broken am I. No longer is credit available. All shops, etc., are shut against me. This seems an exaggerated statement, but no, I could not describe our plight otherwise. In justice and honour I beg you where am I to exist if compensation is not paid forthwith? Therefore, with confidence, I herewith submit my claim, begging of you to intercede on my behalf. I have seen hard and bad times, but never have I had such a crushing blow. Not in West Clare is a case more genuine for consideration."

Then he continues on to detail the losses he has suffered. He says he had 13 coming yearlings, which he values at £10 each; one 4 year old cow, valued at £25; one 1½ year old springer, in calf, valued at £20. He had eleven strong store pigs and a thoroughbred boar. At the moment I could scarcely realise that these pigs had died in consequence of fluke, but owing to the state of distress to which the man had been reduced it is quite conceivable that he could not, in shops or elsewhere, get credit to enable him to get food to keep the animals alive. The man puts his total losses at £333. I see no reason whatever to doubt the genuineness of that letter. It came to me unsolicited. I have had many such letters, but unfortunately I have not been able to do anything for the writers of them.

Within the last two years I have received numerous letters from every area in parts of County Clare from people detailing the losses they have sustained. I am not alone in that. The Clare County Council, some months ago, finding it difficult to maintain the organisation of their services and realising the hapless and poverty-stricken condition of the county issued to their rate collectors a questionnaire seeking information on the following: (1) What was the extent of live stock mortality in your collection district between September, 1923, and April, 1925; (2) to what extent is the shortage of money due to that cause in your collection district?

The replies received indicate the seriousness of the position. In the Ballyvaughan No. 1 district, the rate collector answers the two questions by giving the figure of 20 per cent. In Corofin the questions are answered: (1) by the figure 10 per cent., and (2) by 25 per cent. In Ennis the first question is answered by 30 per cent., and the second by 40 per cent.

Has there been any improvement since the visit of the Minister for Agriculture?

It is too soon to anticipate results yet.

Hope is a very poor thing to diet yourself on.

It is nearly as bad as charity.

Is there the suggestion that there were any promises made?

Another rate collector in the Ennis district answered the first question by putting the figure at 40 per cent., and the second by the figure of 75 per cent. A man in another part of the Ennis area seems to have been very careful, and to have gone to an extraordinary amount of trouble to find out the mortality amongst live stock. He gives the figures of 10 per cent. for Clara; 5 per cent. for Dowra; 5 per cent. for Spancil Hill, and says that the shortage of money was due to that extent. In the Ennistymon area the mortality is put at 25 per cent. amongst cattle, and 60 per cent. amongst sheep. This collector says that the distress was practically 100 per cent. and that the shortage of money is due to the above causes. I have a letter here which was received from a rate collector in the Miltown-Malbay area. His letter is dated 2/12/'26, and he says: "I have made careful enquiries among the farmers all over my collection area and have taken lists of those who have lost their stock. I am giving the following reply to question 1: I think 20 per cent. would be a fair estimate. With reference to question 2, it is rather difficult to give an estimate, but I must point out that a certain percentage is due to the fact that many farmers, especially with regard to sheep and young cattle, when the fluke visited their flocks, took the remaining healthy ones and disposed of them at any price rather than let them die." In the Kildysart No. 2 district 80 per cent of the live stock are returned as having died in the period September, 1923, to April, 1925, and 90 per cent. of the shortage of money is stated to be due to that cause.

In Kilrush the mortality is put at 70 per cent. and 80 per cent. of the shortage of the money as being due to that cause. The rate collectors, who know their districts inside out, give you these returns, the figures varying from 10 per cent. to 70 per cent. These men had no axe to grind, and there is no reason why they should exaggerate. They were asked to compile careful and accurate returns and they did so. In addition to those, the Clare County Board of Health sent down a circular asking the home assistance officer to give the name of the electoral division where the mortality of live stock was greatest; secondly, to state whether the resulting poverty led to a fresh class of applicant for home assistance; and thirdly, whether this burden was due to people who had lost stock or due to poverty and unemployment connected with the losses of others. Replies have been received, and I shall give one. I take, for instance, this one from the home assistance officer in Kildysart district. She answered "Yes" to numbers two and three.

"The resulting poverty has led to a fresh class of applicant for home assistance. The burden is due both to people who have themselves lost stock and the poverty and unemployment consequent on the losses of others."

Here is another one from the Kilmihill area, which was badly affected:—

"(1) I beg to report that I made minute inquiries and found that the mortality of live stock in all parts of my district was appalling, comprising the parishes of Kilmihill, Kilmurry M`Mahon, Killimer, Knockerra, Cooraclare, and Kilrush.

(2) The resulting poverty led to a fresh class of applicant for home assistance, namely, the farm labourer.

(3) This burden on the rates is not due to people who had lost stock themselves, but due to the poverty and unemployment caused by their losses."

I do not want to read every one of those, but I think I have established a case to show that the position in connection with live stock mortality in Clare has been very serious indeed. I anticipated the criticism that it is rather late in the day to come forward with this Motion for a census, but I put it up to the Minister two years ago, and it is no fault of ours that the Motion has not been taken earlier. The fault lies elsewhere in putting up a petty scheme good enough for immediate poverty but not capable of dealing with such a crisis as that which we were faced with in many counties in Ireland. Again, think of the amount of money put up to deal with this credit society—a petty £100,000 to deal with the losses of cattle and live stock. The Government's own figures amount to 2,000,000. I admit they are willing to give £2 for every £ subscribed locally; the original proposal was pound for pound. You had £200,000 available for distress under the new scheme, which was held to be an advantage.

The net sum is £150,000 which would then diminish the original one by 25 per cent. The fact is that this sum is only playing with the question. Then again how difficult it is to start even at the end of two years to deal with this provision; two valuable years have been lost. Is it realised what a menace it is to the whole social system to leave land unstocked for a period of two years destroying the whole earning power of a community? I may expect men will say land was not very profitable for the past two years and these people have not suffered a great loss. It is fallacious to take the point of view of a return on capital. The ordinary farmer works his land with unpaid family labour; he does not look for a return on capital or for payment for his time and service. He is glad if he makes both ends meet. In the absence of having his land stocked he has failed to secure that much. He has had no earning power of any kind or at the best a very little earning power and remember his overhead charges were the same and are still accruing. His rates remain the same and his land purchase annuities remain the same. But because he had not live stock on his land he could earn less. The return weekly or monthly from the residue of his live stock was not sufficient to make both ends meet and even now at the end of two years it is demonstrated that these credit society schemes have failed. Anyone who could visualise the prospect felt that they were bound to fail and we are back again where we were two years ago. We have to go over the same old grounds.

I claim the first thing is to find out accurately what areas this mortality was heaviest in because you can lay down no hard and fast lines. Every area will have to be taken on its merits, and will require treatment different, more or less in degree, from other areas and you will have to schedule those areas. As to the expense of this thing it cannot be very much. We have already a few checks. The Gárda Síochána carry out a census of live stock and annual returns of crops once a year and even to that extent the existing returns are a check upon the returns of losses which the people may give in at the moment. You have a further check. You know the area of every man's home, and his poor law valuation. You know his land purchase annuity, the character and the class of land it comprises and any practical farmer I claim can determine whether a man has many cattle. If he is exaggerating his cattle it at once becomes apparent. You have a further check. If you tell a man that if he exaggerates his losses he will be denied relief it is a check. I claim people are not so bad as they are painted; they are quite willing to come forward and they do not want to exaggerate their losses. Exaggeration of their losses reacts against their own interests.

It does not do them any good to get their lands the reputation that they are unsound even in a season when lands were not sound. It does not do for a man to say he has lost everything when it is well known that he did not, and that though his losses were heavy he did not lose a hundred per cent. I submit the expense would be trifling, and the administrative side presents very little difficulty. Even the President himself, when he visited Clare about the 30th May, 1925, was under the impression at first that Clare was not as badly affected as other counties. He even said that while a special case for treatment could be made out for Leitrim no such case could be made out for Clare. But I understand he definitely modified his views before he left the county.

This question is not brought forward as one of party tactics. The question is so big and of such vital importance that no one would be foolish enough to bring it forward for party reasons or for political expediency. We want to show that those people have lost their stock and have been unable to replace them, and that the credit society was not, of its very nature, able to meet the situation partly through lack of funds and partly by the proposal originally put up that the sufferers should take the initiative to relieve themselves by providing deposits. In addition a high rate of interest had to be charged, five per cent. for the money from the credit society. That is a pretty stiff rate of interest.

I admit that the Government quite freely gave to those credit societies a loan of £100,000 for three years free of interest, but that did not reach the sufferer, who was obliged to pay to his credit society 5 per cent. That in itself meant a very big difference even upon his borrowing. It represented really very little less than the rate at which he could get money from a joint stock bank. What is more, he could get the money from such a bank without the investigation of his affairs locally, which is necessary in the other case. The credit society scheme was from its nature unable to meet the situation. I submit that not alone to my own county, but to every county in the Saorstát, this is of primary importance. If we let the people sink into abject poverty—and you have lost two precious years—what is going to happen? The credit society scheme has failed, and I see no hope for it in the future. I submit that we must get back to fundamentals and find out where the losses were occasioned. You have got to come down to something definite and find out where the loss was before you can think of a remedial scheme. A remedial scheme must be dependent upon the conditions, good, bad or indifferent, in an area. I claim that that is the first course of prudence, the first direct measure by which you can go to the assistance of those men.

I ask Deputies not to be bound by Party leanings, to look at things from the higher and national point of view, and realise that if this community sinks, as is only too evident, into hopeless poverty, the social services must break down. You cannot maintain roads or hospitals or any social service. The position is daily getting worse. I think I have sufficiently impressed the House with the position in County Clare. I have not exaggerated it, and I say that the losses there were so heavy that the methods adopted by the Government failed to meet the situation, and that the one proper and direct method is to find out accurately and determine concisely the losses sustained in every parish, in every townland, and in every farm.

I beg to second the motion, which I submit deserves support and ought to be acted upon. We must try and get a picture of the conditions in Co. Clare at present in order to realise fully what is happening there. We must picture to ourselves an over-draft of £60,000 on the account of the Clare County Council; something like £70,000 of rates outstanding, and £40,000 due to the Land Commission. We must ask ourselves what has been the cause of all that. Surely it cannot be said that all this debt has accrued because people are unwilling to meet their local national liabilities? Those of us who are locally in touch with this matter, both as members of the Clare County Council and Deputies, find that the cause probably is two-fold. The Anglo-Irish war probably started the trouble. Clare during that period was something like a beleaguered city. The Clare County Council was declared an illegal body and met in castles and cow-houses alternately. Fairs were prohibited, markets were few and out of reach, because of the break-up of the roads, and the making of money by the farming community at that period was very difficult. Consequently, the small farmer had to use up any capital he had made during the world war. Then came the epidemie and he had nothing to meet it. The little margin of live stock which stood between the small farmer in Clare and inability to meet his liabilities was swept away. A few head of cattle generally marked the margin between ability and inability on the part of the small farmer to meet his liabilities. This is not an exaggerated picture—it is a true picture of what happened. Therefore, the position to-day may be said to be due to the cumulative effects of the epidemic and the inconvenience consequent on the Anglo-Irish war. The County Council will be taken as the most representative body to speak authoritatively as to the condition of affairs in any administrative county.

We in the County Council found when certain ratepayers were not able to meet their liabilities, when certain statements were made from every corner of the county, that it was up to us to investigate the position thoroughly and see what was at the back of it, and if there was a substratum of truth on which these people were basing their inability to meet legal liabilities. We tested the matter thoroughly with the machinery at our disposal, and Deputy C. Hogan has read out fairly fully the result of those investigations. We interrogated our officials, questioned them as to the position in the districts they were operating in, and they told us that the position is very serious and that the reports we were receiving were not at all exaggerated.

The results of those investigations have not been withheld by us. We have taken what opportunities were afforded us to make the position known to those in authority, and, by resolutions and otherwise, we have informed the responsible Department of what the position in the county is, and it is regrettable to say with very little success. I submit to the Minister that the knowledge of the extent and cause of a disease helps to go a good way towards the cure. Therefore, this motion is one deserving of support, because it asks the Minister to find out what is the extent and cause of this economic disease from which we are at present suffering in the County Clare. I do not say, at the moment, that we are by any means despondent as to our economic condition in the country. We are not. We are certain we will recover. Nor are we anxious that it should be broadcasted that cattle disease is prevalent in the county. We do not want that at all. But we want the Minister to take what steps are necessary to ascertain what is the true position of the county, and I think if he investigates the matter thoroughly he will find it is very much worse probably than he imagines.

The Government has not put forward anything that might be seriously recommended as a remedy up to the present. But of course it is good to know that we have got a remedy now.

What is that?

Mr. HOGAN

Speaking in Ennis yesterday, the Minister for Lands and Agriculture said that the policy of his department is to help those who help themselves and let the others go to the devil; so that the men who have lost ten or twelve or fifteen cattle and cannot help themselves and cannot meet their local and national liabilities know now the gentleman to associate with. This supernatural policy, of course, was well worth waiting for and, probably, the Minister was well directed in waiting for a favourable atmosphere to advance that policy. A modern Cromwell has sent his ultimatum to the farmers of Clare, and who knows but he may probably make arrangements with the devil, in the shape of the sheriff, to call upon those farmers in turn. When one finds the Minister for Agriculture calling into conference a gentleman of the order and character he did in Ennis, one is inclined to suspect that the Government, for which the Minister speaks, is heading in a certain direction. Truly, political bankruptcy makes strange bed-fellows.

This matter was discussed on several occasions previously, and if I say anything on this motion it is something that is bound to have been put to the Dáil at least twice before. But I think in face of all that happened since, the complete and absolute failure of the Minister to deal with the existing conditions must always stand to his discredit. No greater disaster came upon so large a section of the people of this country, in our time, as this disaster of the loss of cattle by disease; and nothing real has been done. The Government, at the time, had an opportunity, and we asked them to recognise that the problem existed and to find a solution. We made that clear in a reasonable manner. I think they must admit, now, that if after two years they have done nothing to meet the difficulties that confronted those farmers, and nothing to try and help them, it must be either due to want of knowledge of the extent of the disease or to callousness as to the fate of the unfortunate people.

It is a grand thing to have great spectacular schemes in the country, but those are very little good to the thousands of people who suffered loss not yet repaired and that can never be repaired by themselves. If our advice given to the Ministry and pressed on the Dáil had been taken two years ago something real would have been done before now to enable those farmers to face the problems of life, to honour their obligation and to do their duty to the State. The first obvious step, as we pressed upon the Ministry then, was to find out the extent of the losses. On every occasion when this matter was discussed we pressed that point as strongly as possible. The Minister does not yet know the extent of the losses. He has suggested, and other Ministers are suggesting, that this problem, and other problems of the farmers, are to be dealt with by the operation of the new Agricultural Credit Corporation which is to be established in the not far distant future.

But I put it to the Ministry can that credit corporation do this work and help the farmers who have suffered grave and serious losses without finding to what extent these men have lost and to what extent damage has to be repaired? Unquestionably they cannot-do so, and any action taken by this Corporation will be unwise if its first effort is not to discover the men who have suffered and how much they have suffered. What the Ministry should have done, two years ago, remains yet to be done. If it is not done by the Minister's Department now in Deputy Hogan's constituency, and I suggest in other constituencies, although the motion does not embody that, it must be done under some authority and by some organisation if these men are to be helped across the stile. Is there any sincere indication of a desire to help them over the stile, or is this all so much talk in the air? If the social order as it exists is to continue, if chaos is not to reign in many parts of the country, undoubtedly, the problem will have to be faced. It has been shirked so far, and the problem still remains. Under another Bill the Ministry are trying to meet conditions for which they, themselves, are largely responsible. Now are they sincere when they say that the farmers are to be helped and are to get credit facilities to enable them to do their business better? Are they honest in that? I certainly feel no credit should be given to farmers until it is first made perfectly clear that the credit is required. and required because men are going to extend their business and are capable of making their business a success, or because a man's business is failing because of lack of capital, suffered from loss of stock. Those inquiries will have to be made before credit facilities can be given to any body of farmers. If these inquiries were made two years ago the data would be available. If the census was taken two years ago, which would, perhaps, have been more easy than now, the magnitude of the problem would have impressed itself so much on the Minister that he would have had to do something that remains yet to be done.

If the Minister still refuses, the machinery of the Agricultural Credit Corporation must be utilised. The Minister has the machinery at his disposal and he can utilise it to do what Deputy Connor Hogan desires. If the Minister does not do so he must explain to the Dáil by what other way he means to deal with a problem that has not been dealt with up to the present. Deputy Tierney, on behalf of his Party, tried to make Deputies believe that the Ministry were meeting the problem in another way, but the problem is still there, and it will remain there until the Ministry have the courage to face it as they were urged. The Minister's reply will want to be different to that which was given on a previous occasion if relief is to be given to thousands of people all over the country.

There is no use in going back on what has not been done. Deputy Hogan and Deputy Baxter have dealt with that side of the question. I hope I will not hear the Minister answering that means were put at the disposal of county Clare as well as other counties, and that Clare did not avail of these means. There must be some cause for that due to local conditions. Politics may have been very acute in Clare. I always knew that there were factions in Clare, tremendous local jealousies as well as secret societies, and that the same spirit of co-operation did not exist there as exists in other counties. Might not the explanation be why the credit societies did not succeed in Clare that there was a spirit of jealousy, distrust and envy there. I heard that, although I have never been in Clare. The fact remains that societies which the Minister thought, and which many Deputies thought, were going to cure all the ills that existed have not done so, and, as far as my information goes, there, is not a single credit society in Clare. If there is any statesmanship left, the position in Clare must be faced.

Surely the statements of Deputies and officers of county councils to whom the returns were sent cannot be doubted. The problem remains unsolved. The fact remains that a problem of the greatest magnitude exists, one much more serious than the Dáil had before it a few nights ago in connection with the subsidy scheme put forward by the Minister. I do not think any Deputy wants a grant or a subsidy in this case. I think I am speaking with authority when I say that the most that is asked now is a loan, on very special terms, and for a reasonable period. It would be a confession of bankruptcy in statesmanship and kindly feeling if the House were to pass over the proposal that has been put forward with the answer: "Why did they not take advantage of the credit societies to meet the case?" I do not know that these societies have met the problem anywhere in the districts affected. I do not believe, at any rate, that they have met it fully. However, we do not want to go back on what has happened and say "We told you so."

I do not believe that the Minister intended to meet the question, as Deputy P. Hogan suggested, in the spirit of "let them go to the devil if they do not and will not help themselves." I do not anticipate that there will be any writing down in whatever national effort is made to meet the situation. I do not believe we need write down as a dead loss £50,000. I see no prospect of having to write off anything in connection with this question, and I am sure the Government is big enough, regardless of politics or anything else, to face the problem in the proper spirit. I will be very disappointed if the Minister does not deal with it in a different manner to that in which he dealt with it up to the present.

Mr. HOGAN

The proposal is to take a census of the mortality in livestock since 1923. That census would not be worth the paper it was written on. In my opinion it would be a complete waste of time. With regard to the measures that have been taken; first of all, credit societies were organised on a basis of £ for £ free of interest. That, I thought at the time, a good scheme, but in order to meet representations the amount was increased from £1 to £2. Some counties availed liberally of that scheme. The scheme has been doing extremely well, and better than all, from the point of view of the Government, and from the point of view of the taxpayer, the money was given out with great discretion and the security appears to be excellent. You can never be certain of a complete 100 per cent., but from the point of view of security and the chance of its being fully repaid, the outlook is very hopeful. I agree—and we need not go into the reasons—Clare did not avail itself of that scheme. Another scheme has not been promised; it has been put into operation. Under that scheme there is money available without deposits. The money is lent at 2½ per cent. to societies and may be lent out by the societies at whatever rate of interest covers their expenses. The societies get the money at 2½ per cent., which is about twice as good as the American Government can borrow at.

Will the Minister state how much money is available under that scheme?

Mr. HOGAN

About £75,000. My own opinion is that what has happened in every other district will happen in Clare. To a large extent, when two alternative schemes are available; they will elect to take the deposit scheme. That has happened in a few cases, and in some districts, where it was stated no deposits could be found. It was pointed out to them that they could have the money without deposits at 2½ per cent. interest, but when they thought over the two schemes the deposits were forthcoming. If that does not happen in Clare, the position still is that there is a certain amount of money available. It can be had at 2½ per cent. If there were deposits it could be had free of interest, but 2½ per cent. is an excellent rate of interest. Money could not be got anywhere else at that rate.

Is it for societies or individuals?

Mr. HOGAN

Societies. It is out of the question for the Department to lend to individuals. That is not a success anywhere.

Then you may hallmark it as a failure.

Mr. HOGAN

I am quite certain that we will not do that. I have been in Clare and, incidentally, I am not under any necessity to explain what I said in Clare. What I said is not likely to be misunderstood. If anyone has any compassion for me from the point of view of political reactions they ought to save their feelings at once. They can leave that to me. I made my position in Clare clear yesterday and I need no explanations from anybody. I am quite certain that the societies will be organised in Clare as in other counties, and, what is more, I want to point out that this scheme gives money at 2½ per cent. without any deposit. It is an excellent scheme and is as much as the State should be asked to do, especially as a stop-gap, because the ideal way to deal with this question is through banks. Only banks can lend money economically and effectively, because banks have agencies throughout the country. They can inquire into the security of the borrower for the loan through their agencies.

How many people does it take to form one of these societies?

Mr. HOGAN

Eight is the minimum. Only a bank could lend money otherwise. If the Agricultural Credit Corporation were actually established, it would be the ideal body to deal with this question, but that will take time. It will take many months after the Act is passed before that Corporation can be established. This particular scheme, which provides money at 2½ per cent. without deposits, will certainly meet the case until then. It takes away all excuse from these small farmers. It is not much good to the big farmer, because the maximum amount which can be lent, as between man and wife, is £100. It is almost an ideal scheme for the small farmer. You can do a man almost as much harm by giving him too much money as by giving him none at all. There is only one basis on which it is safe to give a man too much money, and that is on the understanding that he is not to repay it. On any other basis, it is extremely bad for the man and bad for the lender.

What is the arrangement as to security?

Mr. HOGAN

The same security as before—the Credit Society jointly and severally.

That is the cause of the failure of it.

Mr. HOGAN

What is the use of always preaching defeatism? That is not the reason. These societies are a success in Kerry and other places. The last excuse has been taken away when a deposit is not required.

How does the Minister propose to meet the case where nineteen cattle, with five young cows, were lost off one farm, and eighteen off another?

Mr. HOGAN

No Government can meet all the losses. Is the Deputy referring to a certain well-known case in Clare?

Mr. HOGAN

That has nothing whatever to do with fluke. I know the case well. What is to happen the shopkeeper who bought £5,000 worth of goods, who did not insure them and whose place was burnt down? What is to happen the man who indulged in speculation and met with misfortunes of one kind or another? The State cannot possibly deal with all the hard cases amongst farmers and shopkeepers in the country.

It is not a grant or a subsidy that is asked.

Mr. HOGAN

All the law can do is to deal with the position generally, We started with these Societies, to which we contributed £1 for £1. We went on to offer £2 for £1 and that scheme has been a tremendous success, particularly in one county. Now we have modified that and the modification has made it ideal from the point of view of the small farmer. Presumably, the big farmer has more security and he can try his luck at the joint stock bank until the Agricultural Credit Corporation is set up. As far as the small farmer is concerned, the man who wants to get into stock gradually, the £50 or £100 stock man, this is the scheme he wants. He is offered a loan at 2½ per cent without any deposit. That, in my opinion, meets the case so far as the State can be expected to meet it and, in the long run, it will meet it far better, both from the point of view of the State and of the farmer, than if you were to give the farmer too much money.

As regards a census, a census would be a waste of paper. I can see no use whatever for a census and I do not desire even to discuss it. Fancy sending round people with forms to ask farmers "what stock did you lose since 1922 or 1923?" A census would be quite useless. The only permanent way to deal with this question is by the Agricultural Credit Corporation. All I claim for the credit societies is that, so far as the small farmer is concerned who wants small credits, they will fill the gap between the present time and the date when the Agricultural Credit Societies will be established.

I realised when the Government opposed my motion that it was quite useless to expect anything in the nature of a generous response but I never, even in my most gloomy moments, expected the confession of bankruptcy that the Minister for Lands and Agriculture has made to-night. He says that no Government can deal with losses. May I point out to him that the Northern Government did not take that view two years ago.

Mr. HOGAN

Do you think they dealt with it?

They made a serious effort to deal with it and they are continuing that effort. They are also extending their operations in several directions. They took the banks into their confidence and they gave loans, through the banks, to the sufferers at 2½ per cent interest. What is more, they are even extending, at present, the period for repayment. While they were sufficiently impressed in the beginning with the gravity of the case, circumstances have since necessitated an extension of credit and that also is forthcoming.

The Minister for Lands has pinned his faith to the credit societies. The credit society, I submit, has failed. I have yet to learn of a district in which the credit society has completely achieved its purpose. The House has not been impressed with the gravity of the situation at all. If these losses continue, you will find that men who are to-day solvent will be rendered insolvent by the insolvent condition of their neighbours. That is a horrible thing to visualise. I wonder was this the policy of the Minister two years ago— that the Government cannot deal with losses—when his Department, for a considerable time, seemed to be unaware of the fluke losses, although they had the male fern as a specific at the time.

Mr. HOGAN

Why not quote what I did say? I referred to "all losses."

I am quite willing to accept that correction. The Minister has not made a serious attempt to deal with a tithe of the losses, not to speak of all the losses. Two years ago, if it had been sufficiently advertised that the extract of male fern was available as a preventive, I believe considerable numbers of stock could have been saved. The cure was there and the veterinary officers knew all about it but there was no serious attempt made to bring it to the knowledge of the general public. The public were ignorant of the fact that a cure existed. You had this unfortunate effect that, through a spirit of fatalism, the people resigned themselves to the losses. At the beginning of the bad season, one might have anticipated fluke in cattle and sheep but nothing was done by the Veterinary Branch of the Department to bring this to the knowledge of the public.

That in itself is something that calls for very severe censure. I repeat that even with a loan advanced to a credit society at 2½ per cent., the case is not met. What the people require is cheap credit for quite a considerable period.

Mr. HOGAN

Do you not think that that is cheap?

It is cheap right enough from the State to the society, but you have an organisation intervening. The members of that organisation are jointly and severally responsible for the refund of the sum to the Government, and in order to cover doubtful losses they must make themselves secure in that way upon the ordinary average borrower. In any case, these facts stand out, that the borrower does not get the benefit of this cheap money at 2½ per cent. I submit that the Irish banks should have been taken into council and a reasonable credit on the State guarantee should have been put forward. Some of the legislation that we were repudiating to-night might have been acceptable, and I would not have put up the same opposition to it if the Government had dealt with the matter in a generous spirit or with some realisation of the position in the country. Had they done so, I would not be in opposition to these extraordinary powers. They are seeking these extraordinary powers and leaving the economic problem untouched. I fail to see how such a proposal can be justified.

I am going to ask the Dáil, irrespective of Parties, to vote for this motion. I feel I have not made it a Party issue. I have made a broad appeal, and I ask Deputies to bear in mind that over and above the fate of Ministers and of administration there is this supreme principle, the weal, prosperity and success of the common people. I say definitely that the credit societies scheme has failed, and to continue it longer is only to make remedial measures to restore prosperity, when they become available, more costly and more lengthy in operation. Therefore, I ask Deputies to support my motion and to pass a vote of censure upon the inactivity of the Government.

Question put.
The Dáil divided: Tá, 16; Níl, 28.

  • Pádraig Baxter.
  • John Conlan.
  • Connor Hogan.
  • Séamus Mac Cosgair.
  • Risteárd Mac Liam.
  • Tomás O Conaill.
  • Liam O Daimhín.
  • Eamon O Dubhghaill.
  • Mícheál O Dubhghaill.
  • Seán O Duinnín.
  • Donnchadh O Guaire.
  • Mícheál O hIfearnáin.
  • Pádraic O Máille.
  • Domhnall O Muirgheasa.
  • Pádraig O hOgáin (An Clár).
  • Nicholas Wall.

Níl

  • Earnán de Blaghd.
  • Séamus Breathnach.
  • Seoirse de Bhulbh.
  • Próinsias Bulfin.
  • Máighréad Ní Choileáin Bean
  • Uí Dhrisceóil.
  • Desmond Fitzgerald.
  • John Good.
  • Thomas Hennessy.
  • Liam Mac Cosgair.
  • Patrick McGilligan.
  • Seoirse Mac Niocaill.
  • Pádraig Mag Ualghairg.
  • Martin M. Nally.
  • John T. Nolan.
  • Michael K. Noonan.
  • Peadar O hAodha.
  • Seán O Bruadair.
  • Parthalán O Conchubhair.
  • Máirtín O Conalláin.
  • Peadar O Dubhghaill.
  • Pádraig O Dubhthaigh.
  • Aindriú O Láimhín.
  • Fionán O Loingsigh.
  • Pádraig O hOgáin (Gaillimh).
  • Máirtín O Rodaigh.
  • Seán O Súilleabháin.
  • Caoimhghín O hUigín.
  • Seán Príomhdhall.
Tellers:—Tá: Deputies Baxter and P. Hogan (Clare); Níl: Deputies P. S. Doyle and Roddy.
Motion declared lost.
The Dáil adjourned at 10.25 p.m. until Friday, 25th March.
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