When the Old Age Pensions Act of 1924 was passed the Minister for Local Government and myself interviewed the officials responsible for dealing with appeals, and we asked them to deal as sympathetically as they could with all cases, and if there was a real doubt to give the applicant the benefit of that doubt. I have no doubt that the praise we have heard to-day of the appeal officials results from the instructions then given. I think, on the whole, there is very little to complain of in the administration of the Act. No matter what regulations or provisions we may have, difficulties will always arise. I believe the provisions that exist at the present time are in the main satisfactory.
Deputies have suggested that no attention was paid to the opinions of the local committees, and Deputies have also suggested that pensions officers appeared to have instructions to oppose all applications. That is not so. They have no such instructions. They are left the largest possible measure of freedom in exercising their judgment in different cases. For instance, in estimating means, it is the duty of the officers to keep lists of prices locally and, so far as they can, give an impartial and accurate estimate of the means. Where you have numbers of officers operating in different areas where the circumstances vary it is impossible to obtain uniformity of outlook or uniformity of treatment, and one officer is bound to take a different view from the view that would be taken by another officer in the same case, and we only get uniformity in so far as it can be got by the operations of the appeals tribunal. It is impossible to give any better instructions where there is such diversity of conditions than that officers should take all the circumstances into account and act quite impartially. I am satisfied that officers do that, and that if there are differences they are simply honest differences that you will find in the outlook of any two men dealing with any work like this.
I do not think I need attempt to go over the individual points raised by Deputies. As I indicated in reply to a question the other day, the drafting of the amending legislation in regard to blind pensions seems to be extremely difficult. It is one of those cases where, if a certain type of amendment were passed, we should find that we had departed altogether from the principle of blind pensions and had instituted a system of invalidity pensions, which is a step we are not prepared to take at present. Meantime, while consideration is being given to this question of amending the definition of blindness, instructions have been given again for the most sympathetic administration of the Act, and I understand that as a result of that special sympathetic administration of the Act, the number of hardships that were experienced have been very materially reduced.
I do not think that we can remove the provision whereby the onus of proof of age lies on the applicant, but if any sort of reasonable evidence is given it is accepted. Where no evidence can be given, and where no affidavit that will contain any facts that indicate that it is really based on knowledge can be made, inspectors are sent down to see the person, to talk with those who have known that person for a considerable length of time, and to come to a conclusion. We have been using the inspectors much more frequently than in the past. I do not know that any great change can be made in that respect. I would remind Deputies that in the case of blind pensions and old age pensions, as in other matters, we are up against many unfounded applications and, in many cases, the cooking of evidence. I mentioned last year, I think, that in two parishes in County Mayo a conspiracy of fraud had existed for a considerable time. The agents of the fraud were two parish clerks who prepared false birth certificates, and the clergymen in these parishes were so careless as to sign the certificates prepared by the clerks and submitted to them without even checking them. The result was that the Revenue authorities accepted these certificates signed by the local clergymen, and were actually defrauded of £27,000. Things like that indicate that you can push the plea that the pensions officers should be sympathetic too far. It is much easier and better, where sympathy has to be exercised, that it should be exercised by the appeal tribunal, and that the pensions officer, while he should not act against the applicant, should take all care to see that nobody gets a pension who is not entitled to it. If an old age pension be given to somebody who was not entitled to it, it means on the average that from £120 to £140 of State money goes to waste. I do not see that, in the main, any change can be made in the system, or that any steps can be taken to give instructions to officers to scrutinise cases less carefully than they do.
With regard to the old age pension committees, some time ago when some changes were being made in the law it was suggested that the committees should be abolished. When we looked into the matter, we came to the conclusion at that time that as far as the great majority of the committees were concerned it would be all to the good to abolish them, but that there was a minority of committees who had done their work well and conscientiously. For the sake of that minority, and in the hope that we might find other committees later on taking a more serious view of their responsibilities, we retained the committees. I am satisfied that where there is a good committee, which does not pass cases without scrutiny, and does not pass cases that it knows to be wrong, then a great deal of attention is paid to the opinion of that committee. But where we have a careless committee, an entirely irresponsible committee, the members of which are simply out to get a little popularity by passing all the cases that come forward and by awarding the full amount, then no attention is paid to the opinion of that committee. There can only be improved co-operation between the officers and the committees according as the committees take a more serious view of their duties in the matter. As I said, there have always been some good committees. It may be that within the past two or three years other committees have improved and that we have a greater number of good committees now.
With reference to taking 10 per cent. of the value of the money in the bank as income, that is prescribed by the Act, which says that the first £25 of the capital value shall be excluded, and that the yearly value of so much of the capital as exceeds the sum of £25 shall be taken to be one-tenth part of the capital value thereof. So that in doing that the officers were simply carrying out the provisions of the Act. I do not think that we can ignore any kind of means in calculating what is the weekly or yearly income of a person for the purpose of the Old Age Pensions Acts. It does not make a bit of difference whether the money comes from a shop, a farm, a pension from the British Government, or anything of that sort. I think it would mean a fundamental alteration of the Acts if we excluded any class of means. I think we must include all. If we decided, on the other hand, to abandon the means qualification altogether, it would mean a very great increase in the sum annually required, and I do not think we can make any change.
It was agreed upon some time ago, and legislation is being prepared to deal with the case of people who lose their pensions going into the county homes and cannot obtain them without a fresh application. Deputy Jordan suggested a stock affidavit. It is not that the affidavits are valueless or that they are ignored because of their form; it is because of their substance. I do not think if a person said: "I believe so-and-so is seventy years of age because I am seventy-two myself and he was in the next class below me in school" that that affidavit would not do. The use of the words "I believe" would not invalidate it. But if it is an affidavit that is entirely vague and contains no facts that the person making it knew of, then it has to be ignored. Deputy Daly mentioned a case where he thinks the pension that was fair some years ago would not be fair now because several children have to be supported out of the production of the farm who had not to be supported when the pension was given. It is open to the pensioner to raise the question and to have the pension reviewed.
With regard to people excluded on the ground of being United States citizens and for similar reasons, it is recognised that the provisions of the Act in that respect should be amended.