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Dáil Éireann debate -
Wednesday, 30 Jun 1965

Vol. 217 No. 2

Committee on Finance. - Social Welfare (Miscellaneous Provisions) Bill, 1965: Second Stage (Resumed).

Question again proposed: "Go léitear an Bille an Tarna hUair."

Last night when the debate was adjourned, I was dealing with the problem which faced recipients of children's allowances, old age pensions and other pensions in Dublin suburbs and who are obliged because of the present system to attend in person at the local post office to receive their payments. I referred to a reply by the Minister for Social Welfare in which he refused to alter the system of payment because he said he was not satisfied that any hardship was imposed on the recipients by the operation of the present system.

Today I received a reply from the Minister for Post and Telegraphs giving details of the number of money orders paid weekly and monthly in some suburban post offices in Dublin, and particularly in my constituency. The figures given by the Minister disclosed this appalling situation, that in the suburb of Ballyfermot, 4,600 money orders in respect of children's allowances are made payable on the one day and in the week in which they become payable in the same district, there are as many as 430 other orders in respect of old age pensions and widows' and orphans' pensions. There you have the situation that in a place like Ballyfermot, in which there are only two post offices, some 5,000 money orders will be cashed by people dependent on public assistance in order to make ends meet. It is true to say that many families in Ballyfermot depend to a great extent on children's allowances in the same way as many other people would depend on other forms of social assistance in order to make ends meet.

Indeed, the number of evictions from Dublin Corporation houses would be legion, if it were not for the children's allowances and were it not for the fact that people are able to set aside money intended for the benefit of children towards the payment of rents in local authority houses in Ballyfermot and elsewhere. The extent of the problem is shown by the reply of the Minister for Posts and Telegraphs that over 5,000 money orders have to be paid out at local post offices. Of course there is no obligation on the recipients to attend for the cashing of their orders on the day on which they are payable, but as the majority of these people are urgently in need of this money, they must avail of it as soon as it becomes available and as a result they attend in person to get the money as soon as they possibly can.

I do not know how long it takes to cash these orders but assuming that some time must pass between the inspection of the book, the imposition of the stamp, the affixing of a signature and the paying out of the money, I suppose it is reasonable to assess an average time of 30 seconds. Perhaps that is being conservative and possibly it would be a good deal more, but even allowing for 30 seconds, it is going to take over ten hours to pay out these orders, so that when we see the size of the problem, as given by the official figures, we get some realisation of the problem. The system obliges many mothers to attend at local post offices for two or three hours on children's allowances day in order to obtain payment of this money which they urgently need. I cannot see that the continuance of that system is justified any longer and I believe the State should be able to pay these allowances in some more simplified way.

Other suburbs are no better situated than Ballyfermot. We find that in the Crumlin area, there are 2,380 children's allowances to deal with; in Crumlin Road, there are 1,610; and in Drimnagh, 1,888; in Rathmines, there are 1,799; in Terenure, 1,504; and in Walkinstown 2,470. These are only orders for children's allowances and in some of those areas, particularly a place like Rathmines, you have a higher density of old age pensions and in Rathmines you have, in addition, 302 old age non-contributory pensions, 278 contributory, and 271 widows' and orphans' pensions. The problem may not exist in a small rural village in which the number of people in any townland in receipt of these pensions might not exceed 100 but it is a problem which is multiplied out of all justification in many of the post offices in Dublin.

I would beseech the Minister to see that the unnecessary system of requiring personal attendance at the post office is done away with. I cannot see that it can provide any security at all for the State. It cannot ensure that only the recipients entitled to it receive the money. There is no official in a Dublin post office which pays out something like 3,000 allowances in a day who could possibly know the identity of the people attending. It might be of some assistance in a small rural community where every person would be known to the subpostmistress, but it has no validity in any area in which the number of allowances paid out in any day exceeds the 1,000 mark. It would certainly assist the old age pensioners and the parents of young families if the Department of Social Welfare would do the sensible thing and make whatever money orders they issue negotiable elsewhere, without requiring this unnecessary imposition on people's time and physical capacity.

Our social welfare code is really only sufficient to help people maintain a day to day struggle for existence. It does not provide, as it ought, a standard of living befitting human beings. A number of sociologists and dieticians have recently carried out extensive surveys to calculate the costs of a minimum diet for people in Ireland. Their figures, which they emphasise are related only to the diet which is barely sufficient to prevent malnutrition, show that to provide food for a child of between eight and 12 years of age, you need to expend between £1 10s. 0d. and £2 a week; to provide food for a child between 15 and 20, you need to expend something like £3 to £3 10s. 0d. a week; and to provide food for an adult, a sedentary adult, if such a creature is notionally possible, requires something like £2 10s 0d. a week, less for a female and more for a male. However, the sedentary adult is a rare being. There may be such among our septuagenarians but in most other cases more than that is needed to provide food for those people. The figure would be between £2 10s. 0d. and £3 per week. Anything under that figure results in malnutrition.

There are a lot of under-nourished people in the country, according to those figures.

There are hundreds of thousands under-nourished if one accepts those figures and one is coerced into doing so because of the qualifications and the background of the people responsible for them. That being so, we have no reason to feel complacent about the amount of our national resources we allow for social welfare. Even among our working community, there are many people suffering from malnutrition. The people who are working, however, have a relatively higher standard of living than some social assistance recipients.

Figures I have received from the Minister indicate that there are 15,000 children in respect of whom the State pays 5/- a week by way of social assistance. Those children are of parents who themselves are receiving incomes inadequate to prevent malnutrition in themselves. Thus, we have parents under-nourished and children under-nourished. Whatever may be the cost of providing the minimum diet to preserve our people from malnutrition in all walks of life, we have a social obligation to do it. We in Fine Gael do not shirk it and that is why we welcomed whatever improvements were given in the Budget and are being given in this Bill. We regret that the Government did not take their courage in their hands and go the full way to provide the necessary relief for those less fortunate people.

In Dublin city, more than 1,250,000 free meals are provided every year. We talk about the affluent society in which we live and are led to believe we are enjoying a degree of prosperity never experienced before. In the middle of that, in this wealthy city, we have to provide 1,250,000 free meals every year. Free meals are not provided on certain days and therefore many people have to go without them. Many people who would enjoy them are suffering from malnutrition and are unable to walk the mile or two miles to get these free meals. If they lived close by, the good nuns would take the hot meals to them under a table napkin.

The result is that we have in this city thousands of people who are grossly under-nourished because the State will not provide the bare minimum to have them fed properly. It is a fact that every winter old people die in this city for two reasons—malnutrition and cold. There are cases on record where the temperature of rooms in which old people have been found dead has been below freezing point, notwithstanding the assistance the State provides in the form of a free bag of turf each week. More than 14 per cent of the old people in this city live alone. It is a strange thing and it may seem contradictory that old people living alone in a city are lonelier than old people living alone in the country, where different forms of social visits obtain. Old people living alone in blocks of flats in cities are terrifyingly alone. Such people depend exclusively on whatever assistance the State may give.

That is why we in Fine Gael have been advocating a higher rate of assistance for old people living alone. Throughout the country, according to the 1960 census, 10.4 per cent of people over 70 years of age live alone. When you take the number of old age pensioners at 151,200, one can see the extent of the problem. More than 15,000 old people live alone, depending on the miserly old age pensions we allow them. Three thousand of them receive, in addition, some public assistance, but 3,000 out of a total of 151,000 is an extremely small proportion. These people are to be pitied when one considers what they are allowed out of the growing wealth of the country.

We have no reason to be smug about the pittances we allow them. One bag of turf, allowed each week during the official winter, is a pitiful contribution towards the relief of the suffering of those unfortunate people. It does not last more than two or three days. The result is that the unfortunate people, underfed as they are, because of the pitiful nature of this fuel allowance, are obliged to cloak themselves in whatever rags they have or to stay in bed for days on end, unable to feed themselves or to provide themselves with heat. It is pitiful to see week after week old people in Dublin pushing along their bag of fuel in a pram. They cannot afford to pay the few pence to get somebody to do it for them. Sometimes it means a walk of between two and four miles, beyond the physical capacity of such old people.

I suggest that the Minister and the Department should take another look at this free fuel scheme to see whether it would be better to provide a more generous allowance to old age pensioners so that they could buy their own fuel instead of depending on the present scheme which imposes such appalling hardship for such an utterly inadequate relief. The walk these old people have to undergo to get their pitiful bag of turf home from the depot involves severe pain for them. The real benefit of this fuel scheme is therefore negligible.

I shall return for a moment to the question of diet. What can an old age pension buy for people in Dublin dependent on it as the sole means of keeping body and soul together? The diet of such people consists of bread, margarine, tea and potatoes. I have heard Deputies unfamiliar with the problems of such old people in Dublin laugh and snigger when we try to tell them their story. I repeat that thousands of families in Dublin live on such a diet at the present time.

This is not 1845. It is 1965, and the affluent society we assume exists should not tolerate a situation in which even one family is obliged to live on such a diet. There are many families that are regarded as problem families. They seem unable to assist or to better themselves. They seem lacking in the initiative, drive and enterprise necessary to obtain employment or to keep employment, if they obtain it. One of the facts of war which we hear recited from time to time is that prisoners of war who have received an inadequate diet, even where they have not been subjected to cruelty, suffer lassitude, withdrawal and depression. I am sure we can all think of old people and not so old people who are suffering from lassitude, withdrawal and depression. We are inclined to assume that this condition is attributable to old age and to nothing else. I wonder if we should not examine our consciences. If we do, I think we shall find that much of this depression of old age, much of this withdrawal, much of this indifference of poor families, is due to the appalling conditions which we oblige them to accept. In this situation, I feel that we must, if we are to be a Christian society, accept the responsibility of bearing the burden of providing a better social assistance scheme for these less fortunate people.

The Minister has at long last in the Social Welfare Bill, taken steps to increase the compulsory insurance limit from £800 to £1,200. Is it not unfortunate that it has taken from 1958 until 1965 to alter this limit? I am not sure precisely how many wage rounds there have been in the intervening period. I am told that the total number is four. I think I am not erring on the wrong side when I say that incomes have certainly increased by more than 20 per cent since 1958: I think the figure is very much higher. Would it not have been a simple thing to provide that, in any national round of wage increases, certain other increases would at the same time be taken into account? If we are to have a system of national wage agreements, one would hope that, out of the appalling and sorry mess in which the country now finds itself because of the Government's lack of leadership and initiative in the matter of incomes, some good will come. Would it not be possible to provide in an incomes policy, where income levels generally are increased by a national agreement, that the limit of compulsory insurance should increase step by step? This is the way to avoid the disparity which has grown between 1958 and 1965 in the matter of compulsory insurance.

I am aware, of course, that some 6,000 people have continued to pay voluntary contributions towards the insurance scheme but the Minister has not given us the number of people who moved out of the compulsory insurance limit. In order to assess the significance of the figure of 6,000 people who remained as voluntary subscribers, one would need to know the number of people estimated to have moved out of the compulsory insurance limit over the past seven years. I should be very glad if the Minister would give us that figure when replying to this debate. In order to avoid the undesirability of people who were insured moving out of the insurance limit, we should be able to graft on to any future national wages agreement a provision whereunder the compulsory insurance limit will move forward step by step.

Again, we think it desirable that the contribution to be paid for unemployment insurance should more realistically be associated with the level of income which a person may have while working. We believe that the benefit paid to a person who is unemployed should be related, not to the lowest common denominator, such as we have at the present time, but to a percentage of the income which the person was receiving when working. Quite clearly, a person who was earning £20 a week will suffer a great deal more under the present system when unemployed than a person who was earning only £9 or £10 a week. It seems that the wise thing to do would be to ask for a greater contribution from a person with a greater income and, when such a person is unemployed, to provide him or her with a better level of unemployment benefit than that which now operates.

These are things which should be part of a national incomes policy and one should not divorce an incomes policy on the one hand from benefits to be paid to people while, on the other hand, they are not working. One would like to see the Department of Social Welfare, the Department of Industry and Commerce and the Department of Agriculture in closer association so that the problems of people, whether they be working or otherwise, would be regarded as one unified national problem and that we would try, by a proper welfare code which would permeate every activity of the national life, to provide a scheme which would be in tune with the needs of the 20th century.

We are glad to see that the Minister has in this Bill dealt with the problem of the congested areas. We think he is taking a move in the right direction but we do not think it meets all the requirements of the depressed areas. There are people more familiar than I am with that particular problem and I shall not chase it any further. However, I would join with those who expressed regret that the Minister has introduced as a principle into our social welfare code a geographical means test.

I think the justification for the provision of reliefs in respect of our western seaboard and other places is that people should not be discouraged from improving their holdings and from providing a better standard of living for themselves by depriving them of financial benefits which are at present available to them, if, as a result of their labours, they improve the standard of their holdings and the standard of their families. That is a desirable thing. Certainly, on this side of the House, we accept and encourage that principle.

There are very many cases in the so-called more sophisticated areas of this country, which are not regarded as depressed, of people dependent on various forms of social assistance who ought to be encouraged to do something for themselves by way of providing an income additional to whatever is paid out in allowances. Take, for instance, people in receipt of disability allowances. There are many people in receipt of such allowances who are not capable of performing a full day's work but are capable of working for a couple of hours a day either in their own homes or elsewhere. However, our code at present will penalise such disabled or partially disabled people, if, by their own lawful pursuits, they improve conditions in their homes by undertaking a couple of hours' work here and there.

There are some cases in which people get an opportunity from some rehabilitation institute or other to do some class of work but the work must be done secretly, and if an inspector from the Department is thought to be in the district, the work will be locked in the cupboard and all signs of labour concealed from the probing eyes of the inspector, lest he should arrive and as a result regard the person as being no longer disabled and therefore not entitled to benefit. As the Minister has accepted the principle of encouraging people to get up off their knees and help themselves, we think he should extend it further and not confine it simply to those officially classified people.

We are sorry that the Minister is delaying so long in providing improvements in the workmen's compensation code. We are led to believe the cause of the delay is that the Minister is introducing a comprehensive Bill to deal with all kinds of injuries and diseases arising out of occupations, but again, we have on that account another example of the many injustice that can arise when our social welfare code does not keep in pace with income and money changes in the economy.

The limit of £4 10s. as the maximum payable under the workmen's compensation code was fixed ten years ago—perhaps it is 11 now. It bears no relation to what a working person earns today but if a man is injured in an industrial accident or an accident in the course of his occupation, the maximum he gets now under the workmen's compensation code is £4 10s. This may be added to by some payments from public assistance. In some of these cases, argument may arise about the eligibility of a person for workmen's compensation and the people have to depend on whatever is paid out in home assistance in order to keep body and soul together.

The ironic thing that has been happening for some years is that such people consult solicitors sometimes about their cases and in the usual process of the law, it takes several months before the cases come before the Circuit Court and are dealt with and ultimately, if the person is lucky, there may be an award to him of £4 10s. a week. The worker is thrilled and thinks all the worry he had in undertaking the litigation is justified as he has at last got an award under the workmen's compensation code, but the next thing is that he gets a bill from the social welfare people, as a result of getting the award in court which he succeeded in getting because of his own determination and sacrifice, and the money he has received in the meantime must be repaid to the Department, the local authority or whoever assisted him in the interim.

Again and again it happens at present that workmen who undertake the risk of litigation do so only for the benefit of the public purse. Many of these people are only wasting their time, and if they did not bother consulting a lawyer, they would still get the same assistance from the public authority. It seems entirely unfair that the State should maintain the maximum under the workmen's compensation code at £4 10s. when the net result of it is that nobody except the State benefits in very many cases.

We had to wait several years before any degree of justice was done to widows and dependants of persons who made undutiful wills and we had to wait because the Minister's colleague, the Minister for Justice, spent such a terribly long time bringing in a scheme to do the wrong thing. Even when he brought it in with the benediction and collective responsibility of his colleagues in Fianna Fáil, they had to amend it and we have had it in this House in some way or another for the best part of a year. Here, with workmen's compensation, we are facing the same problem. Misery is being suffered by hundreds of workers who have to depend on the £4 10s. because the Department, the Minister and his colleagues in the Government are trying to do too much in the wrong way and instead of bringing in three, four or five years ago a Bill to increase the £4 10s. to £8 or £9 a week, they have been trying to devise some way of showing what geniuses they are by changing the whole system. Their minds are incapable of appreciating what the workers have to suffer with the limit of £4 10s.

I do not know how long more it will take the Minister to introduce the Bill: he promised recently it would not be very much longer. We are now facing the long recess and even if the Minister were to introduce the Bill this session—of that we have no guarantee—there is no prospect of its becoming law until some date which, I suppose, would be appointed by the Minister, in 1966. In these circumstances, we believe the Minister should introduce a one-paragraph Bill providing that the maximum of £4 10s. payable to insured workers will be increased in the very near future. If this is not done, we are continuing to punish unnecessarily many innocent people who are suffering at present.

Recently, in reply to a question of mine, the Minister disclosed that as far back as 1949, in the days of the first inter-Party Government, representations were made to the British Government begging them to provide that where British pensioners were living in this country, increases which were payable in Britain to pensioners of similar status would be paid to the pensioners here. On 2nd June, the Minister said here that he did not feel that further representations by him at this stage would serve any useful purpose. The British Government have done nothing since 1949 to 1965 in this respect but we feel that no harm could possibly come of it if further representations were made at this stage, and we beg the Minister to use every avenue available to persuade the British authorities to do the decent thing by their own pensioners living among us.

We pay our pensioners living in Britain and elsewhere the same level of pension as they would receive at home and it seems entirely unfair that the British Government should leave their pensioners in such an unsatisfactory position for such a long time. There is a new administration in Britain and one has reason to hope they have a keener social conscience than their predecessors and we think that a useful purpose might be served by making strong representations to them on this matter at this juncture.

As the Minister unwillingly conceded when I pressed the matter earlier this month, the cost of living here has changed, and not for the better, since 1949, and if the British are of opinion that it has stood still, we shall not blame the Minister if he tries to disabuse them of that silly notion. Anything he can do in that regard would be very much appreciated by the British pensioners living here.

The Social Welfare Bill contains a number of desirable improvements in the social welfare code, although some of them may seem a bit Gilbertian. We find, for instance, that the Minister, under section 14, is increasing from £2 to £4 the rate of maternity grant. One would like to know the cost of administering the maternity grant and how much is paid out under the maternity grant each year. Just what significance has a payment of £4 by way of contribution towards meeting the expenses of an event such as maternity? It would not even pay for the beer to celebrate the child's arrival. It absolutely bewilders me that the solemn institution of the State can continue to have such a social assistance scheme grafted on to our social code. I wonder is it even worth retaining.

Deputy Ryan should not encourage intemperance.

I am not. The £4 would not even pay for all the minerals if the parents and all the relations drank minerals. I wonder is it worth while keeping it? Would it not be better, if a girl is in insurable employment and she marries, to pay her something substantial by way of restitution of the payments that she would have made since the time she entered into insurance? It would be worth while doing that but the cost of doing so would be too great. I would certainly like to hear the Minister justify the payment of the £4 maternity grant for such an event as maternity.

The section which provides that in the case of a multiple birth other than twins, double the rate of children's allowance will be paid in respect of each child of that birth is a very welcome section, because, quite clearly, persons who have more than one child at any birth have their expenses multiplied. It is always possible in a family of more than one to have "hand me downs", to clothe the younger children in the cast-offs of the elders. It is also possible to wheel a number of children about in the one pram as long as they succeed one another year after year but it becomes a physical impossibility when three or more are born at the same time. The expenses in regard to school books are multiplied when three or more children have to be supplied with identical school books in any year.

This provision is a step in the right direction but I wonder whether it is sufficient in the case of quadruplets. I doubt it very much. One can only hope that we will learn by experience and that if need be, a larger amount will be paid in years to come.

Any other matter in relation to social welfare can be dealt with on the Social Welfare Bill which we will examine more carefully on Committee Stage. Before I resume my seat, I would express the hope that the Minister would deal in his reply on this Stage with the problem which appears to be about to arise between August this year and January next year where a person who is in receipt of a contributory old age pension will receive less than many people who are in receipt of the maximum of the non-contributory old age pension.

Deputy Clinton last night referred to the case of a person who is in receipt of a contributory pension who will receive 38/- between August of this year and January next year, while persons in receipt of the maximum non-contributory old age pension will receive 47/6d. One would like to hear whether the Minister will put down an amendment on Committee Stage to cure that situation or, if it is a case that somebody has been misled with this information, I should like the Minister to enlighten us. If the situation will be as we have reason to believe it will be, it is entirely undesirable. It should never be permitted to happen, no matter what the convenience of the Exchequer may be, in any year.

One would hope, therefore, that the Minister will put down an amendment on the next Stage of this Bill to cure that situation and to ensure that nobody in receipt of a contributory pension will receive less than a person in receipt of a non-contributory pension. This is an amendment which, if put down from our side of the House, might be ruled out on the ground that it was imposing a burden on the Exchequer and therefore something that nobody but the Minister could table. If it be so, it imposes a severe responsibility on the Minister to table the necessary amendment.

I should like to put forward a few points in connection with this Bill. First of all, I should like to compliment the Minister on the provisions with regard to a new method of assessing means for purposes of unemployment assistance in the case of smallholders in congested areas, in so far as actual production from the holding will not be assessed but a nominal income of £20 per £1 of valuation only will be assessed.

I am sure many members of the House who have had experience of unemployment assistance committees will support the recommendations and representations I am making to the Minister.

There are two employment period orders that operate each year. Their purpose is to exclude certain persons resident in rural areas from receiving unemployment assistance. The first employment period order operates from mid-March of each year to the beginning of November and it excludes from the receipt of unemployment assistance occupiers of land whose land valuation exceeds £4. I am trying to make the point that provision is made for persons in the congested districts up to £4 valuation but persons above £4 valuation cannot come under the scheme, although they may be just as deserving of unemployment assistance as those now to be brought in. While this employment period order operates they are ruled out.

For part of the year.

For part of the year. I have said that the first employment period order operates from mid-March of each year to the beginning of November and excludes from receipt of unemployment assistance occupiers of land whose valuation exceeds £4, resident in non-municipal towns and rural areas. The second employment period order operates from mid-January to the beginning of November of each year and excludes from unemployment assistance persons without dependants resident in non-municipal towns and in rural areas.

The operation of those two employment period orders, in effect, militates to a great extent against the very welcome provisions the Minister has brought in dealing with the congested areas. There are many families in the congested areas whose valuations vary between £4 and £6 who are entitled to the same concessions as persons under the £4 valuation will receive when the scheme comes into operation and I would recommend and suggest to the Minister that the two employment periods which operate in rural areas in respect of persons over £4 valuation and persons without dependants should be revoked. If that is done, it will save many a Deputy many a headache. Over the years we have found in the congested areas cases deserving of the most generous treatment by the Government and the most generous help from central funds but, yet, while these employment period orders remain, the whole scheme, which is so very welcome, will be nullified.

I would say in all seriousness to the Minister that he should meet the points I have made because I have met borderline cases over the years. Let the Minister, in his generosity and in his dynamic approach to social welfare, divide these two employment periods. If he does so, he will do a real service to the large number of smallholders still left in the congested districts.

There is one other point I should like to make. I am glad there is to be a modification of the means test. I hope the Minister will send out a special communication to social welfare investigation officers telling them to adopt a more human approach towards applicants for social welfare benefits. I do not condemn them all, but I have had experience of investigation officers who tried to improve on the third degree in their method of investigating the means of simple country people. When the young Gardaí leave the Depot after training, they are told by the Commissioner to be courteous to the people. The Minister should give the same advice to a good many of the investigation officers operating at the moment.

I am very disappointed that no provision has been made in this Bill in relation to the earnings of part-time fishermen. During the recent election, Fianna Fáil candidates in my part of the country went around telling the unfortunate part-time fishermen that their earnings would no longer prevent them from drawing unemployment assistance. These part-time fishermen are very severely hit by the method of assessing their means in calculating unemployment assistance. I am referring particularly now to salmon drift net fishermen off the Donegal coast who are employed for approximately five to six weeks in the year. Very often these men earn very small sums. They may not be fortunate in having a successful fishing harvest. Their expenses are heavy, but, in calculating their means, their gross income is assessed for the purpose of unemployment assistance.

Again, during the season, they do not prove unemployment, despite the fact that it is night fishing they are engaged in and they would be available for work during the day. Consider the position of a fisherman engaged in salmon fishing in the month of June and part of July. His brother emigrates and earns possibly anything up to £600 or £700. He comes back home and he can draw unemployment assistance for the remainder of the year. His earnings in Scotland, England, or anywhere else, are not taken into account in assessing his means. If he were a part-time fisherman, however, engaged in fishing for six weeks in the year, and if he were fortunate enough to make £200 or £300 during that period, this sum would be assessed against him as means and he would be debarred from drawing unemployment assistance, or he would be entitled only to reduced unemployment assistance for the remainder of the year.

The Deputy should know that since last year a certain amount is disregarded.

I suggest that the part-time fisherman should be treated in exactly the same way as his brother who goes abroad and earns £600 or £700 for eight or ten months and then comes home and draws the full unemployment assistance. His income from fishing should not be assessed as means. I cannot for the life of me understand why fishermen must be singled out. Take the carpenter, who is not in insurable employment, who earns £40 a week. If he becomes unemployed, he can draw unemployment assistance and his earnings are not taken into account in assessing his means. The unfortunate fisherman is singled out. He is victimised for his hard work. I would ask the Minister to introduce a section in this Bill excluding the earnings of fishermen from the assessment of means in relation to the payment of unemployment assistance.

I am very glad the Minister has raised the income for insurance from £800 to £1,200. I suggest, however, that in defining income, he should define it as net income, and not as gross income. The Minister has stated on several occasions that, where a person receives remuneration which includes a specific sum in respect of expenses, that specific sum is not taken into account in assessing his net income for the purposes of the Act.

I know many cases, but I shall single out one. Take the case of the sub-postmaster who must provide out of his gross salary a sub-office, lighting, heating and staffs. These are essentials. Unfortunately, when he is paid his salary, he is paid a gross, inclusive salary. The Minister, like his colleague, the Minister for Posts and Telegraphs, knows that that is not his true salary. What he expends on the essential services and amenities he must provide are assessed for income under the Social Welfare Acts.

I know of one particular case in which a subpostmaster was employed in insurable employment from 1953 to 1957. His gross salary then exceeded £800 but, out of that gross salary, he had to provide accommodation, lighting, heating and assistance, which brought his net income down below the £800, the ceiling under the old Act. In this particular case, the Minister refunded the contributions for the four years from 1953 to 1957 but declared him ineligible for the contributory widow's pension and the contributory pension scheme. I understand he will now come in again under this Bill because the ceiling is raised to £1,200, but he will have to re-enter the scheme and pay a higher contribution. I am afraid he will get no credit for the years in which he was in insurable employment. That is unfair. The Minister should consider this matter and should amend the Bill now by defining income as net income and not gross income. If he does that, he will certainly do a great deal of good. He will bring into the scheme a number of people most anxious to join it.

I would also like to criticise, more on the Estimate than on the Bill, the Minister's Department. The delays in the Department of Social Welfare are unbelievable—the delays in paying unemployment assistance, unemployment benefit and the various other social services to which the people are entitled. Even the delay in paying an old age pension when the person reaches the statutory age is unbelievable. In my opinion, the Department is top heavy. I appeal to the Minister to decentralise his Department. He could do it. If he would make payable through the local exchanges disability benefits and dental, optical and maternity benefits, he would be doing a considerable amount of good. Unemployment assistance and unemployment benefit are already paid in this way.

At present, if one wishes to draw disability benefit, the application is made through the local employment exchange. But it eventually comes to Dublin, where you have a staff officer and, possibly, ten young girls filling in forms. The staff officer authorises payment. All this could and should be done much more expeditiously in the employment exchange. Those little girls employed in Dublin at £6 or £7 a week would be much better off receiving the same sum down in rural Ireland or urban Ireland, where they could live much more economically, and we would thereby be decentralising government much more than we are at present.

I would appeal to the Minister to look into this and pay disability allowances, dental, optical and maternity benefits through the local exchanges. They are initiated down there. The medical certificate is procured there. It is sent to the local officer, and from him it comes to Dublin. All Dublin does is to check it over, issue the pay order filled in by one of these little girls and sent by a principal officer to the applicant down the country. That is all time-consuming and a delaying action which causes considerable inconvenience to the unfortunate applicant.

I said earlier that I think the Minister's Department is top-heavy. I am going to quote an example. On 25th May last I asked the Minister the number of unemployed on the register at Dungloe, County Donegal, on 14th May 1937. He gave me the number as 2,749. I then asked him the staff employed in that exchange in 1937, and he told me the staff was two employment staff officers, 14 employment clerks, 11 temporary clerks and one cleaner—a total of 28 for 2,749 unemployed. On 18th May I asked the Minister the number on the register at Gardiner Street, Dublin. I was told the number was 3,227, only 478 over those registered in Dungloe, Donegal, in 1937. But what is the staff employed at Gardiner Street? It is: one assistant principal officer, one higher executive officer, seven clerk-typists, five temporary clerks, one blind telephonist, five messengers and six cleaners—a total of 64, 36 more than were employed in Dungloe to cater for 470 fewer people.

Can the Minister give any explanation for that? I cannot understand it. Back in those days, in addition to paying unemployment assistance, vouchers had to be issued for free beef, as it was then known. That entailed considerably more work than is necessary to-day. In addition, those were the early days of unemployment assistance and every man's means had to be investigated before the qualification certificate issued. I cannot understand how the Department can stand over the employment of 36 staff more to cater for 478 more people than were catered for in Dungloe in 1937. The highest officer employed in Dungloe in those days was an employment staff officer. To-day we have an assistant principal officer, one higher executive officer and nine staff officers. If any person can explain to me why that should occur, I would be glad to hear it.

On the question of staff, there is a matter regarding their salaries to which I should like to refer. The staff in the Department of Social Welfare are recruited in two ways. They are recruited through open competitive examination or, alternatively, they are recruited in another manner, such as from temporary staff. When you have spent so many years on the temporary staff, you are permitted to sit for an examination and you may become permanent.

The people who join the staff of Social Welfare through open competitive examination are placed on a differentiated scale. Single men reach their maximum when they receive £600. But those who were temporary staff but became permanent are not on a differentiated scale. They may go up to the maximum salary payable to a married man recruited through open competitive examination. Very often a junior clerical officer in the Department of Social Welfare recruited from the temporary staff may have as much as £4 10s. per week more than a member of the staff recruited through an open competitive examination.

I know the Minister may say that those recruited through an open competitive examination qualified for a marriage allowance when they married and that those who were recruited from the temporary staff did not so qualify. That was correct in those days. But to-day the position is that those recruited from the temporary staff now receive the marriage allowance and there should not be any differentiation against those who were recruited through competitive examinations. I would appeal to the Minister to do justice to those people who entered his Department through open competitive examinations—the most difficult method of getting into it—and to see they are put on parity with those recruited in the other manner. We hear a lot these days about decentralisation. Here the Minister is given a golden opportunity of putting into practice what has been preached down through the years.

In the Bill itself I like this method of assessing means on small farmers, but I wonder is it going to be of the benefit to the small farmers of Donegal the Minister thinks? I know in my own part of the country farmers— if one could describe them as such— who own four or five hundred acres of mountain land that never grazes a sheep. Unfortunately they are rated on it, generally on an average of 1/- an acre. They never derive one penny benefit from it other than what they receive when they let some of it to cut turf. Up to the present no means have been assessed against them but now, whether they use the land or not, the fact that they are rated on it is going to hit them. An investigation officer pointed out to me the other day three cases where unemployment assistance is going to be reduced because of this new method of assessment the Minister has introduced.

During the general election, Fianna Fáil candidates told the people in the congested districts that it did not matter whether they were fishermen or small farmers because that would not be taken into account as an assessment of means. That is not the picture painted in this Bill. This Bill is something which does not justify the promises made to the people in the congested districts by Fianna Fáil candidates when they were seeking election. A much more equitable solution could be found for this problem of assessing means. Unemployment assistance for the people in the congested areas should be looked on as a social service and given to them unless they are in insurable employment. Self-employment as fishermen or as small farmers, if we can call them such, should not be taken into account in assessing means.

Deputy Collins attacked the investigation officers. I have often attacked them myself but I think now that it is not fair that we should attack them. The investigation officers are carrying out their duties on the instructions given to them from Aras Mhic Dhiarmada. In the country we can always tell when there is going to be an increase in social welfare by the manner in which the investigation officers receive instructions to investigate means. For the past four or five months, they have been busy going around these areas reassessing the means of these unfortunate people.

That is absolutely untrue. There have been no reassessments in the unemployment assistance for over a year.

I am speaking from experience and I will ask the Minister to look at the three, four or five letters I write him every week. People are being reduced at this very moment.

Not one is being reduced.

I write at least five letters every week to the Minister on this matter.

You do not.

I can show the Minister letters I wrote.

I say it is not a fact.

Were I permitted to call you a liar, I would call you a liar, but I am not permitted to do so.

Deputy O'Donnell should be allowed to make his speech.

I will give the Minister one case, a case in which a man called Hugh Mulkern, of Keeldrum, in Gortahork, has received no unemployment assistance on three occasions since last November because they say that he will not give an account of his means. I have written to the Department on three different occasions and asked them what information they want. This man has no means. The investigation officer has called on him three times but all we want from the Department is a list of the queries which he wants Hugh Mulkern to reply to. If the Minister wants a certificate of permission to examine bank accounts or Post Office accounts, we will give it to him. If he wants permission to count the hens in the man's byre, we will let him do so. If he wants to count the man's cattle or sheep, he can do so, but he cannot count them because the man has got neither cattle nor sheep. What information does the Minister want?

This is a specific case anyway.

It is different from what he said before.

I have never written to the Minister himself except on one or two occasions and when I did so, I got courteous and polite replies from him. However, I am continually writing to his Department— I write at least five letters per week— to know why unemployment assistance is not being paid to these unfortunate small farmers residing in the congested areas. I would urge the Minister to ensure that when this Bill is passed, it will be administered in the spirit in which it was introduced here, and that if benefits are accruing to these people, they will be paid to them, and that further investigations will not be carried out to reduce the benefits which should normally flow from this Bill.

Having read the Bill and having read the Minister's Estimate statement, I would agree with the increases in the social welfare benefits generally. I do not agree that they should begin in August. I think the payment of these benefits should have begun shortly after the Budget but apparently August is the commencement date. There is another problem to which I would like to draw the Minister's attention, that is, the problem of communication, the problem of letting the people know what they are entitled to. I conducted a short survey in the Dún Laoghaire-Rathdown constituency recently in which I spoke to some 20 people, some of whom are in receipt of social welfare benefits and some who are not in need of them.

In that survey I have found 100 per cent gross ignorance of the whole setup of the social welfare scheme. The responsibility for that lies on the Minister's Department. These people do not know what they are entitled to. There are, for instance, dental benefits, optical benefits, medical benefits and unemployment benefits, all of which are inter-related in one way or another. Some are covered by the Department of Health and some by the Department of Social Welfare and we owe a duty to the people to inform them about these benefits. Information is what they want and lack of information leads to speculation. This is a very sad state of affairs and the answer to it, as I said before in relation to other Departments, is an information campaign. One of the Minister's leading officials could, for instance, appear on television and explain to the people exactly what the whole thing is about, educate the people on social welfare. They are entitled to this. The Minister could speak on the radio, or he could institute a campaign of pamphleteering, setting out what the people are entitled to. This is a problem of communication and, as I say, the people are entitled to be informed.

In connection with the old people, I must say that the Minister has treated them well. Possibly next year there will be a reconsideration of the position in relation to their benefits. I think, however, that we have fallen down somewhat in relation to our provisions for old people. One of their great problems is loneliness and boredom. There are many people living in this city in the most desperate conditions and I feel that the Minister's Department should have people employed full-time to examine the position and to make sure that these people do not live lonely or unhappy existences. The Government, and the State in the final analysis, have responsibility for these people. Ideally the old people should live with the family. We hear of families not being in a position to afford to keep their old people and the answer to that, in my view—again it is a question of priorities—is a system of grants from the State to the family to support the old people.

In certain instances families say that they do not want to keep their parents and here we come to proposition No. two, that is, to place these old people in flats and let them live together and help one another. Failing that, we must again revert to that great institution, the old people's home. These homes are run by various religious institutions which, in my view, are doing a first-class job. That is the third proposal and this should be done only as a last resort. The State should come in and take responsibility.

We have heard references to the collection of children's allowances and of old age pensions by old people. It is undignified that these people should have to queue and produce documents to some assistant. The queuing is the undignified part. The Minister should re-examine this position. The people should be entitled to receive their benefits—benefits, by the way, to which they are entitled as citizens and as members of the nation—and to receive them in a dignified manner. Finally, I should like to say that in my short experience of dealing with the Minister, I have found him to be courteous and his Department helpful in every respect.

In Deputy Andrews's speech, we have evidence of a new mind. It appears to be a fresh mind and I trust he will always keep that approach. I do not think that anybody could say that he was anything but objective. Certainly he was humane in his approach to the problem of social welfare and I should like to congratulate him on the short but very rich contribution he has made.

I think we are wont, in the majority to think about social welfare in the context of the types of proposals contained in this Bill, all of them good proposals. We are inclined to think in respect of people who are sick, in terms of sickness benefit, of people who are unemployed, in terms of unemployment assistance or unemployment benefit, and in terms of children's allowances, old age pensions and those matters for which provision is made in this Bill. Many people are blind to the fact that there is still a great degree of poverty amongst those who do not qualify for any of the benefits contained in our social welfare code. I am referring particularly to those people who have to suffer the indignity of having to apply in the last resort for home assistance from a local authority and who have to subject themselves to a much stricter means test than would be imposed by any Minister for Social Welfare.

The Minister has not got direct responsibility for the payment of home assistance, or for raising the amount of money required to pay it, but he has an overall responsibility, and I am sure he accepts it, for overall poverty. I had occasion to mention this before in this House. There are thousands and thousands of people who, because they have to depend on home assistance, have a total income of anything from £2 per week down to 15/- I wonder if our system of home assistance payments, at present the responsibility of the various local authorities, is a fair or humane one. In my experience, it is not. That is the fault, not so much of the Government or the Minister for Social Welfare as of those people who are elected to these councils as public representatives of the ratepayers, and practically every householder is a ratepayer. They are very mean in their payments of home assistance. Many of us are inclined to blame the home assistance officer because he does not pay out a little more. He cannot pay out any more than the various authorities give him, and in the majority of cases, they are very niggardly.

The Minister must consider—not in this Bill—whether or not there should be established another form of assistance outside the type of assistance we have in the general social welfare code because while some local authorities may be generous, there are others who are very mean. Many members of public assistance authorities seem to have a passion for reducing rates and not counting the cost. I would say it is unchristain for members of public assistance authorities, in an effort to present a good picture of a reduction of rates, to cut one of the most deserving portions of their bill, home assistance.

Debate adjourned.
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