I think we may assume from what the Parliamentary Secretary has said that this Bill gives the right to all ministers of religion irrespective of denomination, within the limits laid down, to enter into the insurance scheme. On that basis I welcome the Bill which gives the opportunity to ministers of religion to enter the social insurance scheme as employed contributors for the purpose of pension and other benefits.
I should like to know from the Parliamentary Secretary with what religious denominations he had discussions and how wide-ranging were the discussions before he decided on the lines of the Bill. I understand my colleague, Deputy Brennan, had some formal and informal discussions on this subject while he was in office. The time is opportune for the introduction of such a measure.
Times have been changing rapidly in Ireland, just as they have throughout the world. During the past 50 years the pace of technological change has been greater than in the previous 1,000 years and this has had an impact on the life-style of everyone in the community, not least on the lives of ministers of religion. Not many years ago when ministers of religion were appointed to take charge of their flocks they remained at their posts for the remainder of their lives. It was taken for granted they would be looked after by their people to the end of their days and any suggestion that they should be included in a State-sponsored security scheme would have been treated as ridiculous by the ministers and their parishioners. The question of retirement simply did not arise and the need for provision for the future caused little concern. Where a minister of religion retired due to ill-health, rightly or wrongly it was assumed he was being looked after by some organisation or individual and that there was no need to worry.
However, times have changed. Vatican Council II has come and gone and with it have come changes in the position of priests with the suggestion, for example, that they should retire at a certain age. This has created problems for some of the clergy, not the least of which are financial problems. In addition, some ministers are obliged to retire on grounds of health and in some cases they have little income. Changing circumstances have created problems for clergy of other denominations. For example, inflation has eroded the value of funds which were utilised to supplement the incomes of clergymen.
It is a fact that ministers of religion work very hard, with no question of a 40, 50 or even a 60-hour week. Therefore, should they wish, they should be entitled to have the right to have their work regarded as insurable employment and to be afforded the protection of the State when they retire or when they are ill. It is a further step forward towards the provision of a comprehensive social security system that will include all workers, including the self-employed.
The Parliamentary Secretary should state what a minister who decides to enter the insurance scheme will be entitled to by way of benefit. There is a considerable amount of clarification necessary in relation to the Bill. Not only does it introduce a new grouping into the social welfare code but it is unusual in the sense that the type of income of many who will be entitled to benefit is somewhat different from what we are accustomed to. In the case of a minister who is paid a stipend resulting from periodic collections from parishioners, who is the employer and who is responsible for payment of the employer's contribution? I note the amount payable by the employed contributor and the employer is £1.02 and £1.46 respectively. I found it difficult to relate this to contributions payable by the classes presently insured.
I should like to thank the officials in the Department who clarified the matter for me by pointing out that as unemployment benefit and occupational injuries were excluded from benefit in this instance the reduction in the contributions because of this reduced the price of the stamp to the level mentioned in the Bill. I can understand the exclusion of unemployment benefit in the case of ministers of religion because it is unlikely they will become unemployed. There could be exceptional circumstances to which consideration might be given but I realise it is difficult to legislate for exceptional circumstances.
I should like to know why occupational injury is excluded. If my memory serves me right it is included for teachers in their insurance benefit. If that is so, what are the grounds for excluding clergy? I am sure that clergy in the course of their ordinary duties are as liable to injury as many other groups covered by the social security scheme. For example, teachers are rarely involved in problems related to occupational injury. It might be interesting to know how many teachers have drawn benefit from the insurance scheme because of occupational injury. I hope this is not a means merely for collecting extra money from teachers. I should like clarification from the Parliamentary Secretary why clergymen are excluded.
Disability benefit is pay-related. Perhaps the Parliamentary Secretary would let me know whether pay-related disability benefit will be payable to ministers of religion who will enter into the insurance scheme as a result of this Bill. If that is so, how will the contributions be collected and from whom will the employer's contribution be collected in the type of case I have already referred to? While I recognise that the health aspect is not a matter for the Parliamentary Secretary, nevertheless because as a rule the health contribution is collected with the social welfare contribution I would be interested to know what the position of ministers of religion would be in relation to health benefits where their income is below £2,500. Do they already pay the £7, soon to be £12, a year and if so are there many of them involved in this scheme? Anyway will those who will be insured under the scheme in this Bill pay a health contribution in the stamp or is that already included in the £1.02 which is at present being charged for the stamp?
The Parliamentary Secretary will agree that a Social Welfare Bill, however short, is very complex because the Principal Act of 1952 has been amended on so many occasions and that it is essential that the explanatory memorandum should be as extensive as possible. In general I have not had much cause for complaint in relation to the explanatory memoranda from the Department of Social Welfare nor indeed in relation to the courtesy of officials in assisting me in this regard. In this case, however, I would have been glad to have got more information. What the Bill is about is clear enough but when one tries to follow the technical aspects and finds that in a section of the Principal Act there are X subsections and that the new section inserted in the Bill is X+4 and where there do not appear to be any guidelines as to where X+1, X+2 or X+3 subsections were added, it adds quite considerably and unnecessarily to the work of Deputies who are endeavouring to get a full grasp of the detail of the Bill. It is not sufficient for a Deputy to get out the Acts and study them. He must also get out the statutory instruments, some of which may very well have been repealed.
I would ask the Parliamentary Secretary if it would be possible to include as a table at the end of each section the original sections as they now read with the amendments, or perhaps the original section with its consolidated amendments might be included in the explanatory memorandum. I am not suggesting that we should be overloaded with detail and I would say to the Parliamentary Secretary that whatever changes he makes while the position is somewhat confusing at the moment to be careful not to make it more confusing. At the same time it would be of considerable assistance in relation to Bills of this kind if some consideration could be given to the points I have made.
In section 3 there are paragraphs (bb), (cc), (dd), f, g, and h. These appear to be new. They are not in the Act of 1952. Should these not be referred to in the explanatory memorandum? If they are new it would appear that the side note at the head of section 3 is inadequate.
I welcome the Bill. There are a few further points I would like to raise on Committee Stage.