Obviously we will have to wait, but time will judge that. In relation to last year's performance, the increase in mortgage rates speak for themselves, which is a very basic test for the average home owner, and in that the Government have obviously failed. May I ask the Taoiseach if, as promised in the joint programme, any changes in the ownership structure of the commercial State enterprises would be carried out only following consultation with the social partners? We hear a lot about potential changes in Irish Steel, the Sugar Company and Irish Life. Has any consultation taken place with the social partners to date?