I am aware of the Motor Insurance Action Group, although the group has not as yet communicated directly with our Department. I understand a good number of the demands of the group relate to the implementation of the WP extended char 4,29Road to Safety strategy and the introduction of a penalty points system for drivers. These are issues, which are being looked at by my colleague in the Department of the Environment and Local Government. The group also proposes the establishment of a non-profit making insurance company, specifically for young drivers with the suggestion that the company be subsidised where necessary by Government. Our Department has no plans to proceed with such a proposal.
The difficulties being experienced by young people in securing motor insurance and, indeed, the high cost of compulsory insurance cover for young drivers is, I understand, directly attributable to the adverse claims experience of such drivers as a risk category.