The main features of the reform programme for the insurance industry, which I announced on 25 October 2002, are the establishment of a ministerial committee, chaired by myself, to oversee the implementation of the reform programme, including the 67 recommendations of the MIAB report; publication of an action plan to give effect to the MIAB recommendations within a target timeframe; establishment of a personal injuries assessment board on an interim basis, pending preparation of the necessary legislation to put it on a statutory footing; and publication of the report of the implementation group of the personal injuries assessment board. Attached to the press release about my reform programme, which was issued on 25 October 2002, was an indicative, non-exhaustive list of tasks for the interim PIAB. The interim PIAB would clearly be free to add to that list in drawing up its work programme. The question of powers, as opposed to tasks, will come into play when the PIAB is being set up on a statutory basis.