Following discussions with a number of the main financial institutions, Bank of Ireland Mortgage Bank and the Educational Building Society have introduced mortgage finance products for persons who wish to access affordable housing. These products are now available consequent to agreement with my Department on the rankings of the various charges including provision for a clawback as a charge on the property. Discussions are ongoing with a view to the entry by other institutions to this segment of the mortgage market as soon as possible. In addition, discussions are continuing to resolve the issue of persons currently in affordable housing wishing to re-mortgage with private lenders.