The Deputy should note that the termination of the AIB/Aviva distribution agreement was a commercial decision made by the Board of AIB following careful consideration of all options available to them. I therefore had no role to play in this decision. AIB and Aviva are currently working closely to agree the separation process and following that, employees currently supporting the Ark Life business within the joint venture will transfer to AIB or another agreed provider. I do not have any input into this process, as it is a matter for the Board of AIB.