As the Deputy is aware the Board of the bank is responsible for the day to day operation of the bank including engagement of advisors relating to the sale of its commercial loan books. The bank has informed me that the Annual Report and Accounts for 2011 are due for release at the end of this month. Relevant details of running costs will be provided in the accounts to enable readers to assess the financial position and performance of the Bank in 2011. To facilitate a review of the financial performance of the Bank, information will be provided on an industry comparable basis regarding administrative costs and total exceptional costs. Additionally, the report will provide details of any net gains or losses arising from the sale of commercial loans in 2011. The disclosure will clarify the treatment of directly related transaction fees charged by advisors and, subject to commercial considerations and bearing in mind the relative impact of such costs on the overall reported net gain or loss, will provide some indication of the level of costs involved.