Dáil Éireann Debate, Tuesday - 18 September 2012
1872. Deputy Thomas P. Broughan asked the Minister for Transport; Tourism and Sport if a learner driver who is involved in a serious or fatal collision while driving unaccompanied is fully compliant with the terms of their insurance policy; the implications for other road users if they may not be; and if he will make a statement on the matter. [39170/12]
View answerSection 56 of the Road Traffic Act 1961 makes it compulsory for a person, other than an exempted person, driving a motorised vehicle to be covered by third party motor insurance. The terms and conditions of motor insurance policies are a contractual matter between the person insured and the insurer. Third party claims against any insured driver have to be met by the insurer under the terms of the EU Motor Insurance Directives which have been transposed into law in Ireland. Third party claims against an uninsured driver are the remit of the Motor Insurers Bureau of Ireland who are also subject to the terms of the EU Motor Insurance Directives. Third party claims for injury are unlimited while claims for damage to property are subject to a maximum of €1,120,000 per claim, whatever the number of victims.
