I propose to take Questions Nos. 62 to 64, inclusive, together.
As the Deputy will be aware Allied Irish Bank, Permanent TSB and Bank of Ireland all hold Irish banking licences issued by the Central Bank of Ireland. I have been also advised by the Central Bank that under Section 33AK of the Central Bank Act, the Central Bank of Ireland is restricted in its ability to detail specific elements of the supervision of Credit Institutions, and cannot therefore provide details of any breaches to the Central Bank's Licensing and Supervision Requirements for Credit Institutions. The Central Bank can confirm that in the event of a breach of the licensing criteria occurring, action would be taken to ensure the credit institution remediates the cause of the breach immediately (if possible), and to ensure that the breach does not recur. Depending on the nature of the breach, further Central Bank action will be considered, including possible enforcement action and other regulatory sanction.