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Motor Insurance Coverage

Dáil Éireann Debate, Wednesday - 14 January 2015

Wednesday, 14 January 2015

Questions (979)

Áine Collins

Question:

979. Deputy Áine Collins asked the Minister for Transport, Tourism and Sport the reason an insurance company (details supplied) will not provide private motor insurance cover in respect of a person in County Cork. [49518/14]

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Written answers

Motor insurance is a private contractual arrangement between the insurer and the insured. My Department has no role in the regulation of motor insurance.  

While there is no reference to the reasons given for declining motor insurance in this case, the insurance company concerned, in their correspondence, rightly pointed out that the means of redress to a situation of refused motor insurance cover is through the Declined Cases Agreement with the motor insurance industry represented by Insurance Ireland.

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